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4025 N Graham Ave, Indianapolis, IN, 46226

4beds
2baths
2,368sqft
$200,000
$84price/sqft
$1,626/moest. monthly cost
$65,040/yrincome needed

About This Home

READY for your UPDATEs!!! This 4br, 1.5bath is ready for your personal touch! While offering a large unfinished basement w/countless potential for new beginings this ranch has a upated kitchen, 100% full brick wrap and large backyard with a covered patio! Home has a full basement that has recently been waterproofed. Newer HVAC system and roof ready. All appliances convey, except deep freezer in kitchen. SPRING in your offers!

Getting Around

47
WalkingCar-Dependent
38
TransitSome Transit
37
BikeSomewhat Bikeable

Schools

4/10
Floro Torrence School 83Grades PK-60.9 mi
6/10
2/10
Shortridge High SchoolGrades 9-124.6 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1955

Materials

  • Foundation: Block
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom2

  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Bedroom3

  • Level: Main
  • Area: 100
  • Dimensions: 10x10

Bedroom4

  • Level: Main
  • Area: 80
  • Dimensions: 10x8

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Dining Room

  • Level: Main
  • Area: 100
  • Dimensions: 10x10

Features

  • Eat-in Kitchen
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,368
  • Total interior livable area: 2,368 sqft

Kitchen

  • Level: Main
  • Area: 64
  • Dimensions: 8x8

Laundry

  • Features: Other
  • Level: Basement
  • Area: 100
  • Dimensions: 10x10

Living Room

  • Level: Main
  • Area: 100
  • Dimensions: 10x10

Master Bedroom

  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Property

Details

  • Parcel number: 490715124006000401
  • Special condition: As Is
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Patio
  • Exterior features: Storage
  • Fencing: Fenced,Full

Lot

  • Lot size: 8,276 sqft

Parking

  • Parking features: Asphalt

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,011$12,132
Home Insurance *$204$2,448
Property Taxes $194$2,328
Electricity $217$2,604
Total$1,626$19,512
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,748/yr
40% on housing$48,780/yr
45% on housing$43,360/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$84This listing

vs Other Active Listings

Avg $/sqft

ZIP 46226$97
Marion County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 46226$116
Marion County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$215,000
2026-03-24Listed for sale$220,000

For Sale by Agent

AgentLydia R Brown
BrokerageeXp Realty, LLC

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