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276 Jackson Cir, Kerens, TX, 75144

3beds
3baths
3,778sqft
$589,500
$156price/sqft
$4,823/moest. monthly cost
$192,920/yrincome needed

About This Home

Retreat to serene Sweetwater Ranch Subdivision on Richland Chambers Lake. You will find spacious lots, peaceful coves, roaming wildlife on the third largest reservoir in Texas providing a fishing and boaters paradise. Beautiful 3,778 square foot home sits on 2.18 acre lot with water views and peacefulness. The family room with fireplace is open to kitchen and breakfast room. Kitchen has an island, butlers pantry and a breakfast bar. There is a formal dining room with lake views and across the entry is a large office. The spacious master suite is on the first floor with an enormous ensuite and massive walk in closet. Tucked away in another corner on the first floor you will find private children's quarter or guest suite with 2 bedrooms, living area and full bath offering a peaceful retreat for kids or guests. Upstairs you will find a 28X27 bonus room, half bath where you have flexibility to have a media room, game room, bunk room and what ever your imagination allows. The adjoining 2.35 acres is negotiable.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

4/10
Kerens SchoolGrades PK-126.6 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Slab
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Tankless Water Heater,Wine Cooler

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Bonus Room

  • Features: Ceiling Fan(s)
  • Level: Second
  • Dimensions: 28 x 27

Features

  • Built-in Features,Cathedral Ceiling(s),Decorative/Designer Lighting Fixtures,Double Vanity,Eat-in Kitchen,Granite Counters,In-Law Floorplan,Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s)
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Propane
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 3,778 sqft

Living Room

  • Features: Built-in Features,Ceiling Fan(s),Fireplace
  • Level: First
  • Dimensions: 21 x 18

Master Bedroom

  • Features: Dual Sinks,En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Dimensions: 18 x 17

Property

Details

  • Parcel number: 59629

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterbody name: Richland-Chambers

Lot

  • Lot size: 2.18 Acres
  • Features: Acreage,Back Yard,Lawn,Landscaped,Sprinkler System,Few Trees

Parking

  • Total spaces: 2
  • Parking features: Door-Single,Garage,Garage Door Opener,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Ice Storm
Lightning
Strong Wind
Drought
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,980$35,760
Home Insurance *$914$10,968
Property Taxes $515$6,180
Electricity $414$4,978
Total$4,823$57,876
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$165,360/yr
40% on housing$144,690/yr
45% on housing$128,613/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.1%
5.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -5.0%
-5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$156This listing

vs Other Active Listings

Avg $/sqft

ZIP 75144$371
Navarro County$222

vs Homes Sold Last Month

Median $/sqft

ZIP 75144$131
Navarro County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Price change$625,000
2026-01-07Listed for sale$660,000
2025-12-08Listing removed$699,000
2025-10-01Price change$699,000
2025-09-18Price change$784,999
2025-07-25Price change$799,999
2025-07-01Price change$825,000
2025-06-19Listed for sale$850,000
2018-03-08Listing removed$389,900
2018-01-08Pending sale$389,900
2018-01-04Listed for sale$389,900

For Sale by Agent

AgentLibby Harris
BrokeragePremier Realty

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