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909 W Firwood St, Bloomfield, NM, 87413

2beds
2baths
1,427sqft
$300,000
$210price/sqft
$1,899/moest. monthly cost
$75,960/yrincome needed

About This Home

Charming brick home located in a quiet, well-established neighborhood! This cozy 2-bedroom, 2-bathroom home offers comfortable living with a warm and inviting feel throughout. The solid brick exterior provides timeless curb appeal and low-maintenance durability. Inside, you'll find a functional layout with spacious bedrooms, a welcoming living area, and plenty of natural light. Perfect for first-time buyers, downsizers, or anyone looking for a peaceful place to call home. Enjoy the comfort of a friendly neighborhood while still being conveniently close to local amenities, shopping, and dining. Don't miss the opportunity to make this charming home yours!

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1985

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Full bathrooms: 2

Property

Parking

  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Inland Flooding
Winter Weather
Heat Wave

FEMA Declared Disasters in San Juan County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$105$1,260
Property Taxes $130$1,560
Electricity $148$1,780
Total$1,899$22,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,108/yr
40% on housing$56,970/yr
45% on housing$50,640/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$210This listing

vs Other Active Listings

Avg $/sqft

ZIP 87413$158
San Juan County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 87413$190
San Juan County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentChantele Cardenas
BrokerageR1 New Mexico Farmington

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