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6430 Bent Tree Cir, Farmington, NM, 87402

5beds
3baths
3,742sqft
$579,900
$155price/sqft
$4,474/moest. monthly cost
$178,960/yrincome needed

About This Home

Beautiful Home in San Juan Country Club Estates Welcome to this spacious two-story home with a full walkout basement, located in the desirable San Juan Country Club Estates. This one-owner home has been meticulously cared for and offers 5 bedrooms, 3 full baths, and plenty of room for everyone. The main level features a comfortable living area, a formal dining room, and a kitchen with a cozy breakfast nook. Upstairs, you'll find the primary suite along with two additional bedrooms. The lower level offers two more bedrooms, a large storage room, and a full walkout basement perfect for entertaining. The basement includes a bar area complete with a refrigerator--ideal for gatherings with family and friends. An additional flex room provides space for an office, hobby room, or guest space. Enjoy the quiet, established neighborhood just steps away from the San Juan Country Club golf course and other great amenities. HOA fees are minimal and paid quarterly. The seller is also offering a $3,500 appliance allowance to make this home move-in ready for its new owner.

Getting Around

4
WalkingCar-Dependent
11
TransitMinimal Transit
19
BikeSomewhat Bikeable

Schools

9/10
5/10
Heights Middle SchoolGrades 6-82.6 mi
7/10
Piedra Vista High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 2006

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Vented Exhaust Fan,Microwave
  • Laundry features: Mud Room

Basement

  • Has basement: Yes

Bedroom2

  • Level: Main
  • Area: 80.88
  • Dimensions: 10.11 x 8

Bedroom3

  • Level: Main
  • Area: 111.1
  • Dimensions: 11 x 10.1

Bedroom4

  • Level: Basement
  • Area: 159.33
  • Dimensions: 11.3 x 14.1

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: Main
  • Area: 103.23
  • Dimensions: 9.3 x 11.1

Features

  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes

Heating

  • Heating features: Natural Gas

Interior Area

  • Total structure area: 3,742
  • Total interior livable area: 3,742 sqft

Living Room

  • Level: Main
  • Area: 251.59
  • Dimensions: 18.1 x 13.9

Master Bedroom

  • Level: Main
  • Area: 235.64
  • Dimensions: 16.7 x 14.11

Other

  • Level: Main
  • Area: 113.12
  • Dimensions: 10.1 x 11.2

Other

  • Level: Basement
  • Area: 599.89
  • Dimensions: 23.9 x 25.1

Other

  • Level: Basement
  • Area: 147
  • Dimensions: 10 x 14.7

Other

  • Level: Basement
  • Area: 195.16
  • Dimensions: 16.39 x 11.9

Other

  • Level: Basement
  • Area: 326.61
  • Dimensions: 19.1 x 17.1

Property

Details

  • Parcel number: 2071175400310
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch,Deck
  • Exterior features: Gravel Landscaping
  • Fencing: Back,Other

Lot

  • Lot size: 10,018 sqft

Parking

  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters in San Juan County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,932$35,184
Home Insurance *$247$2,964
Property Taxes $1,029$12,348
Electricity $266$3,192
Total$4,474$53,688
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$153,394/yr
40% on housing$134,220/yr
45% on housing$119,306/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$155This listing

vs Other Active Listings

Avg $/sqft

ZIP 87402$167
San Juan County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 87402$170
San Juan County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-01Listed for sale$579,900
2026-01-30Listing removed$599,900
2025-10-06Listed for sale$599,900
2025-09-24Listing removed$609,000
2025-09-08Price change$609,000
2025-07-24Price change$629,000
2025-07-10Listed for sale$619,000

For Sale by Agent

AgentCrystal Chavez
BrokerageRE/MAX of Farmington

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