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4 Road 1305 #A, La Plata, NM, 87418

4beds
2baths
1,945sqft
$270,000
$139price/sqft
$2,155/moest. monthly cost
$86,200/yrincome needed

About This Home

Spacious 4-bedroom, 2-bath manufactured home on 5 acres in La Plata, NM offering privacy, space, and versatility. This double-wide home on a permanent foundation features 1,945 sq ft of living space with vinyl/LVP flooring, a pellet stove, and a functional layout ready for personal touches. The property includes a large 4-bay barn/garage and an additional trailer used for storage, ideal for equipment, workshop use, hobbies, or extra storage space. Major features include a metal roof, newer water heater, city water, septic system, and two swamp coolers. The home is livable with cosmetic updates needed, including a master bath sink replacement. No HOA and not located in a flood zone. Great opportunity for country living, workspace potential, or future value-add investment.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

4/10
Tibbetts Middle SchoolGrades 6-812.7 mi
6/10
Farmington High SchoolGrades 9-1212.8 mi

Construction

Condition

  • Year built: 1981

Materials

  • Roof: Metal

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Pellet Stove
  • Cooling features: Evaporative Cooling,Window Unit(s)

Interior Area

  • Total structure area: 1,945
  • Total interior livable area: 1,945 sqft

Property

Details

  • Parcel number: 2074185376463

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 5 Acres
  • Features: Irregular Lot

Parking

  • Total spaces: 4
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Inland Flooding
Landslide
Wildfire
Winter Weather

FEMA Declared Disasters in San Juan County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,365$16,380
Home Insurance *$125$1,500
Property Taxes $517$6,204
Electricity $148$1,780
Total$2,155$25,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,885/yr
40% on housing$64,650/yr
45% on housing$57,466/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$139This listing

vs Other Active Listings

Avg $/sqft

ZIP 87418$187
San Juan County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 87418$231
San Juan County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$295,000
2022-06-09Sold--

For Sale by Agent

AgentJared English
BrokerageCongress Realty, Inc.

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