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301 W Ute St, Farmington, NM, 87401

2beds
1baths
858sqft
$189,900
$221price/sqft
$1,565/moest. monthly cost
$62,600/yrincome needed

About This Home

This home sits on a large corner lot. Nice and cozy 2 bedroom 1 bath Mossman home. The property has a giant backyard with wood privacy fence. The home is in a great little neighborhood only blocks away from Brookside Park, centrally located in town, close to shopping and all the amities Farmington has to offer. Showings Monday thru Thursday 9:00 am to 5:30 log with Broker Bay and show, all other times we need 2 hour notice.

Getting Around

29
WalkingCar-Dependent
19
TransitMinimal Transit
53
BikeBikeable

Schools

5/10
4/10
Tibbetts Middle SchoolGrades 6-83.1 mi
6/10
Farmington High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1963

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range
  • Laundry features: In Garage

Bedroom2

  • Level: Main
  • Area: 115
  • Dimensions: 10 x 11.5

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Evaporative Cooling

Interior Area

  • Total structure area: 858
  • Total interior livable area: 858 sqft

Kitchen

  • Level: Main
  • Area: 172.5
  • Dimensions: 11.5 x 15

Living Room

  • Level: Main
  • Area: 221
  • Dimensions: 13 x 17

Master Bedroom

  • Level: Main
  • Area: 140
  • Dimensions: 10 x 14

Property

Details

  • Parcel number: 2076172142254
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch
  • Fencing: Wood,Back

Lot

  • Lot size: 9,583 sqft

Parking

  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Cold Wave
Inland Flooding

FEMA Declared Disasters in San Juan County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$81$972
Property Taxes $376$4,512
Electricity $148$1,780
Total$1,565$18,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,657/yr
40% on housing$46,950/yr
45% on housing$41,733/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$221This listing

vs Other Active Listings

Avg $/sqft

ZIP 87401$145
San Juan County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 87401$185
San Juan County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Listed for sale$210,000
2020-04-06Sold--
2020-02-06Listed for sale$117,500

For Sale by Agent

AgentCharles D Holmes
BrokerageSan Juan Realty

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