See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3621 Us Highway 64, Waterflow, NM, 87421

5beds
4baths
4,545sqft
$439,000
$97price/sqft
$3,629/moest. monthly cost
$145,160/yrincome needed

About This Home

WOW!! INCREDIBLE PROPERTY WITH HUGE VALUE! This one has it all! Wonderful main home with almost 4,000 Sqft of living space. Brand new flooring installed, new interior and exterior paint, updated windows, formal living room with gas log fireplace, formal dining room, spacious kitchen with extra cabinetry and newer fixtures, separate family room complete with a wood burning stove, sunroom/solarium that's a perfect gathering area, growing indoor plants or a great space for hobbies! Spacious laundry room with a basin sink and an updated water heater. 2nd floor includes a landing, additional bedrooms and more storage PLUS there's a basement that's perfect as a flex/gameroom and includes full walk-in pantry. In addition to the main home, there is a DETACHED 1Bd/1Ba living quarters that's newly remodeled complete with its own utilities and an attached garage/shop. On the frontage of the highway there is a massive garage with over 2,100 Sqft, bay doors, dry storage and a wrap drive for easy access. Gravity fed IRRIGATION, mature landscaping and room for horses and other animals is a huge bonus. THERE IS SO MUCH VALUE to this property, it's really incredible. Don't miss your opportunity to own this gem!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

6/10
6/10
Kirtland Middle SchoolGrades 7-85.3 mi
5/10
Central High SchoolGrades 9-125.1 mi

Construction

Condition

  • Year built: 1951

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Mud Room

Basement

  • Has basement: Yes

Bedroom2

  • Level: Main
  • Area: 132
  • Dimensions: 11 x 12

Bedroom3

  • Level: Upper
  • Area: 128
  • Dimensions: 8 x 16

Bedroom4

  • Level: Upper
  • Area: 143
  • Dimensions: 13 x 11

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Level: Main
  • Area: 180
  • Dimensions: 18 x 10

Family Room

  • Level: Main
  • Area: 350
  • Dimensions: 14 x 25

Features

  • Cth/Vlt Ceilings,In-Law Floorplan
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes

Heating

  • Heating features: Natural Gas

Interior Area

  • Total structure area: 4,545
  • Total interior livable area: 4,545 sqft

Kitchen

  • Level: Main
  • Area: 225
  • Dimensions: 15 x 15

Living Room

  • Level: Main
  • Area: 494
  • Dimensions: 19 x 26

Master Bedroom

  • Level: Main
  • Area: 204
  • Dimensions: 12 x 17

Other

  • Level: Main
  • Area: 144
  • Dimensions: 12 x 12

Other

  • Level: Main
  • Area: 144
  • Dimensions: 12 x 12

Other

  • Level: Main
  • Area: 247
  • Dimensions: 19 x 13

Other

  • Level: Upper
  • Area: 168
  • Dimensions: 14 x 12

Other

  • Level: Basement
  • Area: 286
  • Dimensions: 13 x 22

Property

Details

  • Parcel number: 2090173322372
  • Zoning description: None/County

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch,Patio
  • Fencing: Chain Link,Pipe
  • Horses can be raised: Yes

Lot

  • Lot size: 4.67 Acres
  • Features: Natural Landscape

Parking

  • Total spaces: 2
  • Parking features: RV Access/Parking
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters in San Juan County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,219$26,628
Home Insurance *$376$4,512
Property Taxes $711$8,532
Electricity $323$3,877
Total$3,629$43,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,422/yr
40% on housing$108,870/yr
45% on housing$96,773/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$97This listing

vs Other Active Listings

Avg $/sqft

ZIP 87421
San Juan County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 87421$94
San Juan County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$439,000
2026-06-23Listed for sale$439,000
2025-12-01Listing removed$455,000
2025-07-29Price change$455,000
2025-05-27Listed for sale$470,000

For Sale by Agent

AgentBenjamin P Lyons
BrokerageRE/MAX of Farmington

Similar Homes