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4510 Twain Cir Unit 206, Ames, IA, 50014

1beds
1baths
658sqft
$129,900
$197price/sqft
$969/moest. monthly cost
$38,760/yrincome needed

About This Home

New price—an affordable opportunity to own in Ames! This bright 1-bedroom, 1-bath condo offers nearly 700 square feet of comfortable, low-maintenance living. The functional layout features a spacious living room, dedicated dining area, practical kitchen, in-unit laundry and a private bedroom filled with natural light. The $135 monthly HOA helps simplify exterior upkeep. Located near Iowa State University and everyday Ames amenities, this property is a great option for a first-time buyer, student, downsizer or anyone looking for a smart alternative to renting. Schedule your private showing today!

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
74
BikeVery Bikeable

Schools

6/10
6/10
Ames Middle SchoolGrades 6-80.4 mi
7/10
Ames High SchoolGrades 9-122.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2006

Materials

  • Foundation: Poured
  • Roof: Asphalt,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse,Condominium

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Refrigerator,Stove,Washer
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Features

  • Dining Area,Eat-in Kitchen,See Remarks
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Forced Air,Gas,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 658
  • Total interior livable area: 658 sqft

Property

Details

  • Parcel number: 0907428491
  • Zoning: RH

Features

  • Patio & porch: Deck
  • Exterior features: Deck

Lot

  • Lot size: 1,006 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Hail
Strong Wind

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $656$7,872
Home Insurance *$59$708
Property Taxes $133$1,596
Electricity $121$1,452
Total$969$11,628
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,222/yr
40% on housing$29,070/yr
45% on housing$25,840/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$197This listing

vs Other Active Listings

Avg $/sqft

ZIP 50014$240
Story County$204

vs Homes Sold Last Month

Median $/sqft

ZIP 50014$189
Story County$210

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$129,900
2026-06-18Listed for sale$134,900
2021-03-24Listing removed--
2020-09-01Listing removed$116,000
2020-03-29Listed for sale$116,000
2017-03-15Sold$97,000
2014-05-30Sold$88,000
2012-08-29Sold$80,000

For Sale by Agent

AgentRocio Hermosillo
BrokerageEXP Realty, LLC

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