9566 114th Ter, Live Oak, FL, 32060
About This Home
Luxury 97.98-Acre Equestrian Estate – Minutes from Downtown Live Oak Located just 5 miles from downtown Live Oak, this exceptional 97.98-acre equestrian estate offers premium rural living with professional-grade horse facilities. The property is fully fenced and cross-fenced and features a 13-stall horse barn with a bedroom, full bath, and tack room, plus a 6-stall barn with repair shop that can be converted into additional living space. Two open barns provide ample storage for equipment and hay. Equestrian amenities include 13 pastures, 4 paddocks—all with water—and over 3 miles of private riding trails. A picturesque 2-acre pond enhances the property’s natural beauty. Utility access is extensive, with 2 wells, 3 electric poles, and 2 septic systems already in place. The main residence offers 3,284 sq ft with 3 bedrooms, 2 baths, and a large loft with 4 additional beds. The home features spacious living areas, professional décor, and a separate family/game room with loft. This turnkey North Florida horse farm is ideal for equestrian use, multi-generational living, or anyone seeking privacy and space just minutes from town. Schedule your private showing today.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2005
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Block Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Microwave,Washer,Dryer,Electric Range,Glass Cooktop,Stainless Steel Appliance(s)
- Laundry features: Laundry Room,Inside
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Features
- Insulated,Fireplace,Ceiling Fan(s),Vaulted Ceiling(s),Storage,Internet-DSL,Bonus Room,Granite Counters
- Window features: Insulated Windows,Drapes,Blinds
- Flooring: Carpet Vinyl,Carpet,Ceramic Tile
- Fireplace features: Electric
- Fireplace: Yes
Heating & Cooling
- Heating features: Central Electric,Other
- Cooling features: Central Air,Other
Interior Area
- Total structure area: 3,284
- Total interior livable area: 3,284 sqft
Property
Details
- Parcel number: 0703S14E02630000000
- Zoning: AG1
- Other equipment: Irrigation Equipment
Features
- Levels: One,Two
- Stories: 2
- Private pool: Yes
- Pool features: Pool/Spa Combo
- Patio & porch: Deck,Patio,Wrap Around
- Exterior features: Irrigation,Pavers,Plant Bed
- Has spa: Yes
- Spa features: Spa Hot Tub
- Fencing: Rail,Field Fence,Perimeter,Manual Gate,Fenced
- On waterfront: Yes
- Waterfront features: Pond
Lot
- Lot size: 97.98 Acres
- Features: Wooded,Pasture
- Lot size dimensions: 97.98 acres
Parking
- Parking features: 3+ Car,Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Cold Wave
- Tornado
- Heat Wave
- Inland Flooding
- Strong Wind
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Suwannee County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $8,090 | $97,080 |
| Home Insurance * | $945 | $11,340 |
| Property Taxes | $2,875 | $34,500 |
| Electricity | $330 | $3,965 |
| Total | $12,240 | $146,880 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-02 | Listed for sale | $1,600,000 |
| 2026-05-29 | Listing removed | $1,390,000 |
| 2026-01-24 | Contingent | $1,390,000 |
| 2025-11-05 | Price change | $1,390,000 |
| 2025-05-18 | Listed for sale | $1,450,000 |
| 2025-04-01 | Listing removed | $1,490,000 |
| 2024-10-16 | Price change | $1,490,000 |
| 2024-06-21 | Listed for sale | $1,650,000 |
| 2024-06-01 | Listing removed | -- |
| 2024-05-14 | Price change | $1,650,000 |
| 2023-11-27 | Listed for sale | $1,800,000 |
| 2023-11-10 | Listing removed | -- |
| 2023-05-11 | Listed for sale | $1,800,000 |
| 2023-03-18 | Listing removed | -- |
| 2023-02-16 | Listed for sale | $1,800,000 |
| 2023-02-01 | Listing removed | -- |
| 2022-07-31 | Listed for sale | $1,800,000 |
| 2021-02-25 | Sold | $699,000 |
| 2020-07-08 | Price change | $699,000 |
| 2017-06-14 | Listed for sale | $899,000 |
| 2017-03-29 | Listing removed | $950,000 |
| 2016-09-02 | Price change | $950,000 |
| 2016-05-27 | Price change | $600,000 |
| 2016-04-20 | Listed for sale | $350,000 |
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