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12 Ridge Dr, Dune Acres, IN, 46304

5beds
5baths
8,792sqft
$2,795,000
$318price/sqft
$21,031/moest. monthly cost
$841,240/yrincome needed

About This Home

Perched high atop a natural sand dune along the coveted Indiana Dunes shoreline, this extraordinary lakeview estate is a rare architectural masterpiece designed for elevated coastal living. With panoramic, obstructed views of Lake Michigan stretching endlessly beyond walls of glass, this one-of-a-kind retreat offers an unparalleled blend of sophistication, serenity, and timeless design. Encompassing over 8,700 square feet of finished living space, the estate includes a spectacular main residence, an expansive seasonal bunkhouse accommodating 12+ guests, and a private guest cottage -- creating a secluded compound ideal for luxurious entertaining and multigenerational living. Inside the main residence, soaring vaulted ceilings and dramatic floor-to-ceiling windows frame breathtaking dune and lake vistas from nearly every room. The grand living area is anchored by a stunning floor-to-ceiling stone fireplace, while expansive sliding glass doors open seamlessly to wraparound decks, a screened porch, and an outdoor fireplace designed for unforgettable sunset evenings. Curated with exceptional craftsmanship and premium finishes throughout, the home features Poggenpohl cabinetry, top-tier Miele appliances, an elegant catering kitchen, spa-inspired baths, an onyx-clad primary bath retreat, steam shower, geothermal HVAC, elevator access, and a state-of-the-art fire suppression system -- every detail thoughtfully designed to deliver comfort, luxury, and peace of mind. Beyond the residence, enjoy direct access to sandy beaches, tranquil dune landscapes, and some of the most breathtaking sunsets on the Lake Michigan shoreline. Nestled within one of the most prestigious and private communities in the Indiana Dunes, this remarkable property offers a lifestyle defined by natural beauty, exclusivity, and refined coastal elegance. A truly exceptional offering where luxury meets the shoreline.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

7/10
9/10
Chesterton Middle SchoolGrades 7-83.4 mi
9/10

Construction

Condition

  • Year built: 2011

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer,Stainless Steel Appliance(s),Refrigerator,Other,Microwave,Gas Water Heater,Electric Cooktop,Dishwasher
  • Laundry features: Gas Dryer Hookup,Washer Hookup,Sink,Main Level,Laundry Room,Lower Level

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access

Bedroom2

  • Area: 220
  • Dimensions: 11.0 x 20.0

Bedroom3

  • Area: 187
  • Dimensions: 11.0 x 17.0

Bedroom4

  • Area: 561
  • Dimensions: 17.0 x 33.0

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 2
  • 3/4 bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Area: 221
  • Dimensions: 13.0 x 17.0

Family Room

  • Area: 255
  • Dimensions: 17.0 x 15.0

Features

  • Cathedral Ceiling(s),Walk-In Closet(s),Recessed Lighting,Open Floorplan,Kitchen Island,Granite Counters,Entrance Foyer,Double Vanity
  • Window features: Insulated Windows
  • Number of fireplaces: 3
  • Fireplace features: Gas,Wood Burning
  • Fireplace: Yes
  • Finished area above ground: 5,210

Game Room

  • Area: 96
  • Dimensions: 8.0 x 12.0

Heating

  • Heating features: ENERGY STAR Qualified Equipment,Zoned,Other,Natural Gas,Forced Air

Interior Area

  • Total structure area: 8,792
  • Total interior livable area: 8,792 sqft

Kitchen

  • Area: 289
  • Dimensions: 17.0 x 17.0

Laundry

  • Area: 136
  • Dimensions: 8.0 x 17.0

Living Room

  • Area: 651
  • Dimensions: 31.0 x 21.0

Loft

  • Area: 684
  • Dimensions: 38.0 x 18.0

Office

  • Area: 272
  • Dimensions: 17.0 x 16.0

Other

  • Area: 176
  • Dimensions: 22.0 x 8.0

Other

  • Area: 289
  • Dimensions: 17.0 x 17.0

Other

  • Area: 238
  • Dimensions: 17.0 x 14.0

Other

  • Area: 825
  • Dimensions: 33.0 x 25.0

Other

  • Area: 119
  • Dimensions: 7.0 x 17.0

Other

  • Area: 144
  • Dimensions: 8.0 x 18.0

Other

  • Area: 168
  • Dimensions: 14.0 x 12.0

Other

  • Area: 552
  • Dimensions: 23.0 x 24.0

Primary Bedroom

  • Area: 272
  • Dimensions: 17.0 x 16.0

Property

Accessibility

  • Accessibility features: Accessible Bedroom,Accessible Full Bath

Details

  • Parcel number: 640314327010000025
  • Zoning description: residential
  • Special condition: None

Features

  • Levels: Three Or More
  • Pool features: Other
  • Patio & porch: Deck,Screened,Porch,Front Porch
  • Exterior features: Private Yard,Lighting
  • Has spa: Yes
  • Spa features: Bath
  • Has view: Yes
  • View description: Lake,Water,Trees/Woods,Park/Greenbelt
  • Has water view: Yes
  • Water view: Lake,Water

Lot

  • Lot size: 0.93 Acres
  • Features: Back Yard,Wooded,Private,Near Public Transit,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Detached,Driveway,Additional Parking,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $14,133$169,596
Home Insurance *$1,348$16,176
Property Taxes $4,745$56,940
Electricity $805$9,671
Total$21,031$252,372
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$721,062/yr
40% on housing$630,930/yr
45% on housing$560,826/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$318This listing

vs Other Active Listings

Avg $/sqft

ZIP 46304$171
Porter County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 46304$182
Porter County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$2,795,000
2024-07-11Sold$1,850,000
2024-06-10Contingent$1,799,000
2024-06-03Listed for sale$1,799,000
2023-04-30Listing removed--
2022-05-10Listed for sale$2,500,000
2008-06-30Sold$375,000
2006-02-03Sold$400,000

For Sale by Agent

AgentTheodore Lelek
Brokerage@properties/Christie's Intl RE

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