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385 Ginger Ln, Columbus, MS, 39702

3beds
3baths
2,559sqft
$289,999
$113price/sqft
$2,066/moest. monthly cost
$82,640/yrincome needed

About This Home

Seller is Offering a First American Home Warranty with Pool & Spa Coverage. This One Has It ALL!! Located in the New Hope School District, This Spacious Home Offers 3 Bedrooms, 2.5 Bathrooms, Vaulted Living Room & a Large Flex Room. The Primary Suite Has a Balcony with Views of the Backyard, Beautiful Tile in the Bath, Deep Tub with Dual Shower Heads & A Large Walk In Closet. Enjoy Entertaining at Home with the Screened in Porch with a Half Bath Conveniently Located, an In Ground Pool & a Detached Garage! ~~You Don't Want to Miss This One!!~~

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

--
Lowndes Co Voc ComplexGrades 9-123.1 mi

Construction

Condition

  • Year built: 1995

Materials

  • Foundation: Slab
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Cooking Unit

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Laminate,Tile,Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,559
  • Total interior livable area: 2,559 sqft

Other

  • Level: Second

Property

Details

  • Parcel number: 53W000012315

Features

  • Pool features: In Ground
  • Patio & porch: Covered,Deck,Front Porch,Rear Porch,Screened
  • Fencing: Back Yard,Chain Link,Fenced
  • Waterfront features: None

Lot

  • Lot size: 0.60 Acres
  • Lot size dimensions: .60 Acres +/-

Parking

  • Total spaces: 4
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Heat Wave
Inland Flooding
Lightning
Strong Wind
Earthquake
Hail
Ice Storm

FEMA Declared Disasters in Lowndes County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,466$17,592
Home Insurance *$233$2,796
Property Taxes $130$1,560
Electricity $237$2,855
Total$2,066$24,792
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,834/yr
40% on housing$61,980/yr
45% on housing$55,093/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.9%
5.9%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -4.5%
-4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$113This listing

vs Other Active Listings

Avg $/sqft

ZIP 39702$156
Lowndes County$123

vs Homes Sold Last Month

Median $/sqft

ZIP 39702$111
Lowndes County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-25Listed for sale$295,000
2024-04-22Listing removed--
2024-04-15Listed for rent$2,150
2021-08-31Sold--
2019-09-06Listing removed$189,900
2019-08-02Pending sale$189,900
2019-07-22Listed for sale$189,900
2015-09-22Listing removed$189,000
2015-09-01Listed for sale$189,000
2013-02-13Listing removed$124,000
2013-02-02Price change$124,000
2013-01-08Price change$133,000
2013-01-05Listed for sale$145,500

For Sale by Agent

AgentMEGAN BANKS GIBSON
BrokerageHOMETOWN REALTY (BOF)

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