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517 18th St N, Columbus, MS, 39701

2beds
1baths
984sqft
$85,000
$86price/sqft
$890/moest. monthly cost
$35,600/yrincome needed

About This Home

Charming and conveniently located! This 2- bedroom, 1- bathroom home at 517 18th Street North offers a comfortable layout, great natural light, and a spacious yard. This home is close to shopping, dining, Mississippi University for Women, and all the bustling of the downtown streets of Columbus. Don't miss this opportunity!

Getting Around

63
WalkingSomewhat Walkable
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

5/10
3/10
Columbus Middle SchoolGrades 6-84.5 mi
3/10
Columbus High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1950

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Cooking Unit

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Interior Area

  • Total structure area: 984
  • Total interior livable area: 984 sqft

Property

Details

  • Parcel number: 61W060208800

Features

  • Waterfront features: None

Lot

  • Lot size: 4,320 sqft
  • Lot size dimensions: 36 x 120

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Earthquake
Hail
Heat Wave
Ice Storm

FEMA Declared Disasters in Lowndes County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $429$5,148
Home Insurance *$231$2,772
Property Taxes $38$456
Electricity $192$2,304
Total$890$10,680
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$30,514/yr
40% on housing$26,700/yr
45% on housing$23,733/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.9%
5.9%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -4.5%
-4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$86This listing

vs Other Active Listings

Avg $/sqft

ZIP 39701$99
Lowndes County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 39701$98
Lowndes County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-06Price change$100,000
2026-04-24Price change$105,000
2026-04-07Listed for sale$110,000

For Sale by Agent

AgentHAL DJUAN SMITH
BrokerageB.O.S.S. REALTY

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