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500 Pine St, Picayune, MS, 39466

2beds
2baths
4,450sqft
$135,000
$30price/sqft
$1,303/moest. monthly cost
$52,120/yrincome needed

About This Home

Great potential in Picayune, MS in need of repairs and work. 2 Bedrooms 2 Baths. Being sold as is where is. Property is owned by the US Dept. of HUD. Case # 281-365241. Not FHA Insurable w/escrow. "IE, Subject to Appraisal" Seller makes no representations or warranties as to property condition. Buyer is responsible for connecting utilities at their expense. Managed by www.olympusams-at.com. Visit Hudhomestore.gov for availability and placing bids.Exclusive bidding periods are open to Owner Occupants, Nonprofits and Gov't Agencies only.

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

6/10
4/10
6/10

Construction

Condition

  • Property condition: Fixer

Materials

  • Foundation: Raised,Slab
  • Roof: Asphalt
  • Construction materials: Brick,Wood Siding,Plaster

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range
  • Laundry features: Laundry Room,Main Level

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Bookcases
  • Flooring: Combination
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: See Remarks
  • Cooling features: See Remarks

Interior Area

  • Total structure area: 4,450
  • Total interior livable area: 4,450 sqft

Property

Details

  • Parcel number: 6175150010700500
  • Zoning description: Downtown

Features

  • Levels: One and One Half
  • Stories: 1
  • Exterior features: None
  • Fencing: Partial

Lot

  • Lot size: 0.33 Acres
  • Features: City Lot,Corner Lot,Few Trees
  • Lot size dimensions: 100 x 144

Parking

  • Total spaces: 4
  • Parking features: Driveway,Concrete
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Cold Wave
Hail
Winter Weather
Tsunami

FEMA Declared Disasters in Pearl River County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $682$8,184
Home Insurance *$143$1,716
Property Taxes $65$780
Electricity $413$4,965
Total$1,303$15,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,674/yr
40% on housing$39,090/yr
45% on housing$34,746/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$30This listing

vs Other Active Listings

Avg $/sqft

ZIP 39466$135
Pearl River County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 39466$136
Pearl River County$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-31Listed for sale$135,000

For Sale by Agent

AgentWayne Setliff
BrokerageKeller Williams

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