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313 Hillcrest Rdg, Montezuma, IA, 50171

0beds
0baths
768sqft
$99,500
$130price/sqft
$757/moest. monthly cost
$30,280/yrincome needed

About This Home

313 Hillcrest Ridge offered for sale. Storage shed with rock floor and electric. No access slip included. 24 wide by 32 ft long. Priced at $99,500

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

9/10
6/10
6/10
Montezuma High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 2003

Materials

  • Construction materials: Metal Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total interior livable area: 768 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 3268700

Features

  • Waterfront features: Road Between Waterfront And Home

Lot

  • Lot size: 6,969 sqft
  • Lot size dimensions: 45 x 150

Parking

  • Total spaces: 4
  • Parking features: Gravel
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Drought
Hail
Tornado
Winter Weather
Heat Wave
Inland Flooding
Ice Storm
Landslide

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $503$6,036
Home Insurance *$59$708
Property Taxes $74$888
Electricity $121$1,452
Total$757$9,084
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$25,954/yr
40% on housing$22,710/yr
45% on housing$20,186/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.7%
12.7%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 5.3%
5.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$130This listing

vs Other Active Listings

Avg $/sqft

ZIP 50171$312
Poweshiek County$309

vs Homes Sold Last Month

Median $/sqft

ZIP 50171
Poweshiek County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-29Listed for sale$99,500

For Sale by Agent

AgentConnie Durr
BrokeragePatriot Realty

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