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12113 Terraza Cir, Austin, TX, 78726

3beds
4baths
2,456sqft
$390,000
$159price/sqft
$2,943/moest. monthly cost
$117,720/yrincome needed

About This Home

Welcome to 12113 Terraza Circle, Austin, TX 78726, an exceptional townhome-style condominium that combines spacious living, elegant design, and an unbeatable location. As one of the largest residences in the Terraza Circle community, this rare offering boasts the largest floor plan available, providing an abundance of space for comfortable everyday living and effortless entertaining. Step inside to discover a bright, open-concept layout filled with natural light from expansive windows throughout. The thoughtfully designed floor plan creates a seamless flow between living, dining, and kitchen areas, while a fully enclosed fireplace adds warmth and sophistication to the main living space. One of the home's most impressive features is the expansive wraparound balcony, the largest in the community, offering ample room for outdoor dining, relaxation, and enjoying Austin's beautiful sunshine throughout the day. The luxurious primary suite features its own private balcony, creating a peaceful retreat for morning coffee or evening unwinding. Adding flexibility and value, the property includes a private mother-in-law suite with a separate entrance, best for guests, multigenerational living, a home office, or potential rental income. Nestled in a highly desirable area of Northwest Austin, this home features the perfect balance of tranquility and convenience. Residents enjoy a well-maintained community setting while remaining just minutes from shopping, dining, entertainment, and major commuter routes. With its generous square footage, unique outdoor living spaces, private guest suite, and premium location, this is a rare opportunity to own one of the most desirable homes in the Terraza Circle community.

Getting Around

24
WalkingCar-Dependent
0
TransitNo Nearby Transit
27
BikeSomewhat Bikeable

Schools

8/10
8/10
Vandegrift High SchoolGrades 9-122.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2009

Materials

  • Foundation: Slab
  • Roof: Spanish Tile

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Gas Oven,RNGHD,Stainless Steel Appliance(s)

Bathroom

  • Level: Third

Bathroom

  • Level: Second

Bathroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: Second

Features

  • Ceiling Fan(s),High Ceilings,Granite Counters,Double Vanity,Entrance Foyer,In-Law Floorplan,Interior Steps,Open Floorplan,Walk-In Closet(s)
  • Window features: Window Coverings
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,456 sqft

Kitchen

  • Level: Second

Laundry

  • Level: Third

Living Room

  • Level: Second

Primary Bathroom

  • Level: Third

Primary Bedroom

  • Level: Third

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 01662805480000
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 3
  • Pool features: None
  • Patio & porch: Covered,Patio,Porch,Terrace
  • Exterior features: Exterior Steps,Lighting
  • Fencing: None
  • Has view: Yes
  • View description: Neighborhood
  • Waterfront features: None

Lot

  • Lot size: 10,454 sqft
  • Features: Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Hail
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,972$23,664
Home Insurance *$162$1,944
Property Taxes $540$6,480
Electricity $269$3,236
Total$2,943$35,316
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,902/yr
40% on housing$88,290/yr
45% on housing$78,480/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$159This listing

vs Other Active Listings

Avg $/sqft

ZIP 78726$267
Travis County$334

vs Homes Sold Last Month

Median $/sqft

ZIP 78726$236
Travis County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$390,000
2026-06-18Listed for sale$429,000

For Sale by Agent

AgentSteve Koleno
BrokerageBeycome Brokerage Realty LLC

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