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16622 Coral Dr, Fort Myers, FL, 33908

3beds
2baths
696sqft
$144,900
$208price/sqft
$1,238/moest. monthly cost
$49,520/yrincome needed

About This Home

The Gardenia, a premier coastal cottage, designed by an award-winning team features a color-coordinated exterior with detailed board and batten or shake siding shingles, stone skirting, and custom lighting. A front porch and beautiful landscaping add charming curb appeal. Inside, the modern kitchen with stainless steel appliances lead into thoughtfully designed spaces, including a main bedroom with an en suite bathroom. Discover Osprey Bay-a brand new, vibrant 55+ community by the beach in Fort Myers. Filled with charming cottages, best-in-class amenities, and active programming, here mornings are spent at the resort-style pool or outdoor pavilion and afternoons by the water. Osprey Bay will offer incredible access to the best of Fort Myers. Perched nearby restaurants, retail, beaches, and water activities, days can easily be dialed up or down to your liking. A once in a lifetime opportunity to live in a coveted beach town community. *Model home starting price subject to change*

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

5/10
Heights Elementary SchoolGrades PK-52.9 mi
3/10
Lexington Middle SchoolGrades 6-83.1 mi
5/10
Cypress Lake High SchoolGrades 9-124.8 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: Cobblestone Communities

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Interior Area

  • Total interior livable area: 696 sqft

Property

Details

  • Parcel number: 01462331000003050

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $732$8,784
Home Insurance *$146$1,752
Property Taxes $163$1,956
Electricity $197$2,366
Total$1,238$14,856
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,445/yr
40% on housing$37,140/yr
45% on housing$33,013/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 33908$216
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33908$248
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-11-14Price change$144,900
2025-05-15Listed for sale$179,900
2022-06-16Listing removed--
2022-05-06Listed for sale$49,900
2020-02-24Listing removed$39,975
2020-01-27Pending sale$39,975
2020-01-09Listed for sale$39,975

New Construction Spec

BrokerageCobblestone Communities

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