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171 Ash Creek Rd, Ohio, NY, 13324

2beds
1baths
996sqft
$424,900
$427price/sqft
$3,212/moest. monthly cost
$128,480/yrincome needed

About This Home

Escape to the peace and privacy of the Adirondack foothills with this charming 2-bedroom, 1-bath log home situated on 29.8 scenic acres in Poland School District. Whether you’re searching for a year-round residence, recreational retreat, or hunting camp, this property offers the perfect blend of comfort and outdoor adventure. Surrounded by nature, the property features numerous established trails ideal for hiking, ATV riding, snowmobiling, hunting, and exploring your own private acreage. A spacious pole barn provides ample storage for equipment, recreational vehicles, and outdoor gear. Inside, you’ll find the warmth and character of a true log home, complete with log furniture that is included in the sale (** Furniture included, log queen bed, 2 log nightstands, log queen bed with upper twin bed, log bar, log futon with mattress.**), creating a turnkey Adirondack experience. The walk-out basement offers additional space and flexibility for storage, hobbies, or future finishing possibilities. Conveniently located on Ash Creek Road, this property provides the tranquility of country living while remaining within easy reach of nearby amenities, lakes, trails, and outdoor recreation destinations. Don’t miss this opportunity to own your own private slice of Upstate New York paradise.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

8/10
Poland Elementary SchoolGrades PK-57.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2011

Materials

  • Foundation: Poured
  • Roof: Architectural,Shingle
  • Construction materials: Log

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin,Log Home
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Gas Oven,Gas Range,Microwave,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Breakfast Bar,Ceiling Fan(s),Cathedral Ceiling(s),Separate/Formal Living Room,Country Kitchen,Kitchen/Family Room Combo,Living/Dining Room,Partially Furnished,Bar,Bedroom on Main Level,Loft
  • Flooring: Laminate,Varies
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating

  • Heating features: Gas,Propane,Hot Water

Interior Area

  • Total structure area: 996
  • Total interior livable area: 996 sqft

Property

Details

  • Parcel number: 21420007800200020350000000
  • Special condition: Standard

Features

  • Patio & porch: Covered,Open,Porch
  • Exterior features: Dirt Driveway,Propane Tank - Leased

Lot

  • Lot size: 29.80 Acres
  • Features: Rectangular,Rectangular Lot
  • Lot size dimensions: 328 x 2532

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Winter Weather

FEMA Declared Disasters in Herkimer County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,148$25,776
Home Insurance *$231$2,772
Property Taxes $587$7,044
Electricity $246$2,954
Total$3,212$38,544
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,125/yr
40% on housing$96,360/yr
45% on housing$85,653/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.2%
5.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$427This listing

vs Other Active Listings

Avg $/sqft

ZIP 13324$186
Herkimer County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 13324$126
Herkimer County$130

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-20Listed for sale$424,900
2014-11-17Sold$185,000
2014-05-12Listing removed$198,000
2014-04-05Listed for sale$198,000
2014-03-18Pending sale$198,000
2013-11-22Listed for sale$198,000
2013-09-21Pending sale$198,000
2013-09-11Listed for sale$198,000
2013-08-05Listing removed$220,000
2013-06-23Listed for sale$220,000

For Sale by Agent

AgentKatarena Lafave
BrokerageLawless Real Estate

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