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10436 Peso Del Rio Dr, Fort Myers, FL, 33908

3beds
2baths
1,842sqft
$420,000
$228price/sqft
$3,296/moest. monthly cost
$131,840/yrincome needed

About This Home

Welcome home to Lucaya, one of Fort Myers’ most desirable gated communities, where this rarely available 3 bedroom + den, 2 bath villa offers 1,842 sq ft of single-level living, a 2-car garage, and an ideal split-floor layout for comfort and privacy. Built in 2012 and listed at $423,000, the home features a bright open-concept living area with tray ceilings, large-format tile, granite countertops, and wood-look flooring in all bedrooms, along with walk-in closets and a flexible den and dining space. A spacious, private screened lanai provides the perfect spot to unwind, while concrete block construction, a tile roof, double-pane windows, and hurricane shutters offer peace of mind. Residents enjoy Lucaya’s resort-style amenities—including a sparkling pool, fitness center, lakefront paths, playground, and bike trails—just minutes from top-rated schools, shopping, dining, and the beaches of Southwest Florida.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

5/10
Heights Elementary SchoolGrades PK-50.3 mi
7/10
5/10
Cypress Lake High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 2012

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Block,Stucco

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Electric Range,Refrigerator-Ice maker,Washer,Water Heater,See Remarks
  • Laundry features: Sink

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Pantry,High Ceilings,8 Ft Ceilings,Split Bedrooms
  • Door features: Shutters Manual
  • Window features: Double Hung,Shutters Manual,Sliding,Storm Window(s)
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,488
  • Total interior livable area: 1,842 sqft

Property

Details

  • Parcel number: 29452432000000040
  • Attached to another structure: Yes

Features

  • Patio & porch: Screened
  • Has view: Yes
  • View description: Lawn/Garden
  • Waterfront features: None/Not Applicable

Lot

  • Lot size: 6,534 sqft
  • Features: Irregular Lot,Inland

Parking

  • Total spaces: 2
  • Parking features: Covered,Double Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance *$424$5,088
Property Taxes $552$6,624
Electricity $197$2,366
Total$3,296$39,552
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,005/yr
40% on housing$98,880/yr
45% on housing$87,893/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$228This listing

vs Other Active Listings

Avg $/sqft

ZIP 33908$215
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33908$248
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-24Price change$423,000
2026-02-26Price change$430,000
2025-11-10Listed for sale$440,000
2020-05-01Sold$260,000
2020-03-21Pending sale$270,000
2020-03-16Price change$270,000
2020-01-28Listed for sale$275,000
2018-02-19Sold$271,300
2018-01-29Pending sale$276,500
2018-01-26Price change$276,500
2017-10-19Price change$279,900
2017-08-13Price change$283,900
2017-04-30Price change$284,900
2017-03-20Price change$289,000
2017-02-09Listed for sale$299,000
2012-12-13Sold$217,600

For Sale by Agent

AgentChris Kirchner
BrokerageKeller Williams Realty Fort Myers and the Islands

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