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1018 Joseph Ct, Nipomo, CA, 93444

2beds
3baths
2,300sqft
$1,399,000
$608price/sqft
$8,980/moest. monthly cost
$359,200/yrincome needed

About This Home

Spectacular Genova model located on a quiet cul-de-sac in the coveted Trilogy Monarch Dunes Resort Community. From the moment you arrive, the elegant stone-accented exterior and gated courtyard entry set the tone for this exceptional home. Featuring 2 bedrooms—including a private-entry casita ideal for guests, Plus enclosed Den. Ideally located on a spacious pie-shaped lot, backing to lush, private greenbelts, offering a tranquil setting and seamless indoor-outdoor living. The professionally landscaped backyard offers a peaceful and thoughtfully curated outdoor retreat, featuring a covered patio with fireplace, raised garden beds, dry riverbed features, artificial turf, vibrant flowers, and fruit-bearing trees. Inside, you'll find beautiful flooring, upgraded kitchens and baths, an oversized "smart space" utility room and sophisticated finishes throughout. Thoughtful upgrades include prepaid solar, whole-house water filtration, new carpet, new paint, new gas cooktop range, new recessed lighting, custom window treatments, ceiling fans, stone countertops, a tankless water heater, a side-yard warm-water dog wash spigot, and a dramatic sliding wall that opens to the outdoor living space. This rare offering blends luxury, privacy, and nature in one stunning home—schedule your showing today!

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

4/10
Mesa Middle SchoolGrades 7-83.6 mi
8/10
Nipomo High SchoolGrades 9-123.3 mi

Construction

Condition

  • Property condition: Turnkey
  • Year built: 2013

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Stucco

Other

  • Builder model: Genova
  • Builder name: Shea Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow,Spanish
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Cooktop,Disposal,Gas Range,Microwave,Water Heater,Water Purifier,Dryer,Washer
  • Laundry features: Laundry Room

Bathroom

  • Features: Bathtub,Closet,Dual Sinks,Upgraded,Vanity,Walk-In Shower

Bedroom

  • Features: All Bedrooms Down

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 2

Features

  • Breakfast Bar,Built-in Features,Ceiling Fan(s),Separate/Formal Dining Room,High Ceilings,Open Floorplan,Pantry,Stone Counters,Recessed Lighting,Wired for Data,Wired for Sound,All Bedrooms Down,Bedroom on Main Level,Main Level Primary,Multiple Primary Suites,Utility Room,Walk-In Pantry,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Plantation Shutters
  • Fireplace features: Gas,Outside
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Solar
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,300 sqft

Kitchen

  • Features: Built-in Trash/Recycling,Butler's Pantry,Kitchen Island,Kitchen/Family Room Combo,Walk-In Pantry

Master Bedroom

  • Features: Main Level Primary

Master Bedroom

  • Features: Multiple Primary Suites

Other

  • Features: Walk-In Closet(s)

Pantry

  • Features: Walk-In Pantry

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 091708012
  • Special condition: Standard
  • Horse amenities: Riding Trail

Features

  • Levels: One
  • Stories: 1
  • Entry location: 1
  • Pool features: Association
  • Patio & porch: Concrete,Covered,Enclosed,Front Porch,Patio
  • Exterior features: Lighting,Rain Gutters
  • Has spa: Yes
  • Spa features: Association
  • Fencing: Block,Wrought Iron
  • Has view: Yes
  • View description: Courtyard,Park/Greenbelt,Trees/Woods

Lot

  • Lot size: 9,222 sqft
  • Features: Cul-De-Sac,Front Yard,Garden

Parking

  • Total spaces: 4
  • Parking features: Driveway,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtVery High
  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Drought
Inland Flooding
Earthquake
Wildfire

FEMA Declared Disasters in San Luis Obispo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,074$84,888
Home Insurance *$171$2,052
Property Taxes $1,242$14,904
Electricity $493$5,918
Total$8,980$107,760
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$307,885/yr
40% on housing$269,400/yr
45% on housing$239,466/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$608This listing

vs Other Active Listings

Avg $/sqft

ZIP 93444$449
San Luis Obispo County$560

vs Homes Sold Last Month

Median $/sqft

ZIP 93444$508
San Luis Obispo County$522

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Listed for sale$1,399,000
2025-11-23Listing removed$4,300
2025-11-11Listed for rent$4,300
2022-09-05Listing removed--
2022-08-27Listed for rent$4,150
2021-03-21Listing removed--
2021-03-15Listed for rent$3,700
2016-06-16Sold$850,000
2016-05-03Pending sale$859,000
2016-04-21Listed for sale$859,000
2013-11-19Sold$650,000

For Sale by Agent

AgentLinda Del
BrokerageMonarch Realty

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