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1870 Highway K St, Saint Clair, MO, 63077

5beds
4baths
2,744sqft
$750,000
$273price/sqft
$5,187/moest. monthly cost
$207,480/yrincome needed

About This Home

Set on an impressive 10-acre estate along the Meramec River, this exquisite residence offers over 4,400 square feet of thoughtfully designed living space and a rare blend of refined elegance, breathtaking views, and serene countryside living. From its striking curb appeal to the inviting front porch, every detail welcomes you into a home designed for both comfort and sophistication. Surrounded by natural beauty, the property features its own private nature trails winding through the landscape—perfect for morning walks, peaceful escapes, or exploring your own slice of riverfront paradise. Whether you’re enjoying coffee overlooking the water or unwinding with sunset views across the tree-lined grounds, this setting delivers a truly unmatched sense of tranquility. Inside, rich hardwood floors and soaring vaulted ceilings define the main level, where an expansive open-concept design creates a seamless flow between the living, dining, and kitchen spaces. The gourmet kitchen is a true showpiece, appointed with quartz countertops, a generous center island with a breakfast bar, premium stainless steel appliances, and abundant custom cabinetry. A spacious walk-in pantry and adjacent laundry room add both convenience and functionality. The grand living room is anchored by a stunning fireplace with an elegant mantel, flanked by dual sets of sliding glass doors that flood the space with natural light and open to a private balcony—perfectly positioned to capture the stunning views of the surrounding landscape and river below. The primary suite is a luxurious retreat, featuring a walk-in closet with custom built-ins and a spa-inspired en-suite bath complete with dual vanities, a soaking tub, and a separate shower. A secondary bedroom with a full bath and an additional powder room provide thoughtful accommodations for guests. The walkout lower level is designed for elevated living and entertaining, offering three additional bedrooms, a full bath, and a spacious family room highlighted by a second fireplace and expansive sliding doors leading to a covered patio that spans the length of the home—seamlessly blending indoor comfort with outdoor beauty. Additional flexible spaces include a bonus room, storage area, and utility room. A two-car attached garage and ample additional parking complete this exceptional offering—an unparalleled opportunity to enjoy privacy, space, private trails, riverfront access and timeless luxury in one of the area’s most picturesque settings.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

2/10
6/10
3/10
St. Clair High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 2023

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Dishwasher,Disposal,Ice Maker,Electric Oven,Range Hood,Electric Range,Refrigerator
  • Laundry features: In Basement,Main Level

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Full

Bedroom2

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 154
  • Dimensions: 14x11

Bedroom3

  • Features: Floor Covering: Wood
  • Level: Lower
  • Area: 360
  • Dimensions: 24x15

Bedroom4

  • Features: Floor Covering: Wood
  • Level: Lower
  • Area: 285
  • Dimensions: 19x15

Bedroom5

  • Features: Floor Covering: Wood
  • Level: Lower
  • Area: 200
  • Dimensions: 20x10

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 2

Bonus Room

  • Level: Lower
  • Area: 300
  • Dimensions: 20x15

Dining Room

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 220
  • Dimensions: 20x11

Family Room

  • Features: Floor Covering: Wood
  • Level: Lower
  • Area: 744
  • Dimensions: 31x24

Features

  • Breakfast Bar,Ceiling Fan(s),Eat-in Kitchen,High Ceilings,Kitchen Island,Kitchen/Dining Room Combo,Open Floorplan,Separate Shower,Shower,Soaking Tub,Vaulted Ceiling(s),Walk-In Closet(s),Walk-In Pantry
  • Door features: Panel Door(s),Sliding Doors
  • Flooring: Wood
  • Number of fireplaces: 2
  • Fireplace features: Electric,Family Room,Living Room
  • Fireplace: Yes
  • Finished area above ground: 2,744

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,744 sqft

Kitchen

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 240
  • Dimensions: 20x12

Living Room

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 540
  • Dimensions: 30x18

Primary Bedroom

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 390
  • Dimensions: 26x15

Property

Details

  • Parcel number: 3030803001015000
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Covered,Deck,Front Porch

Lot

  • Lot size: 10 Acres
  • Features: Adjoins Wooded Area
  • Lot size dimensions: irr

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Strong Wind
Cold Wave
Hail
Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,792$45,504
Home Insurance *$730$8,760
Property Taxes $456$5,472
Electricity $209$2,514
Total$5,187$62,244
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$177,840/yr
40% on housing$155,610/yr
45% on housing$138,320/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$273This listing

vs Other Active Listings

Avg $/sqft

ZIP 63077$197
Franklin County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 63077$174
Franklin County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Price change$775,000
2026-04-23Listed for sale$800,000

For Sale by Agent

AgentLauren M Risley
BrokerageKeller Williams Realty St. Louis

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