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4319 SE Division St Unit B, Portland, OR, 97206

1beds
2baths
656sqft
$259,000
$395price/sqft
$1,763/moest. monthly cost
$70,520/yrincome needed

About This Home

Located in the desirable Division 43 community, this townhouse-style condo blends modern living with urban convenience. Ideally positioned at the back of the complex overlooking the courtyard, this home provides a private setting while placing you near the heart of one of Portland’s most vibrant neighborhoods. Imagine living just off SE Division Street, with endless dining opportunities, boutique shops, and local favorites right outside your door. Inside, the home features a bright two-story layout with soaring ceilings, oversized windows, and an open living space filled with natural light. Fresh interior paint and new carpet throughout give the home a clean, updated feel. The open kitchen features stainless steel appliances, a ceiling-mounted pot rack, and glass-tiled backsplash with a seamless connection to the main living area. Efficient mini-splits on each level provide year-round heating and cooling. A front patio creates the perfect space for outdoor dining, grilling, or morning coffee. Designed for low-maintenance urban living, the community includes secure bike storage, solar-powered exterior lighting, and rainwater collection for landscaping. Low HOA dues cover water, sewer, and garbage. Located on a TriMet line with easy access to downtown Portland and PSU, and within walking distance of Mt. Tabor. With a Bike Score of 100 and no rental cap (30-day minimum), this home is equally appealing as a primary residence, city retreat, or investment opportunity.

Getting Around

93
WalkingWalker's Paradise
52
TransitGood Transit
100
BikeBiker's Paradise

Schools

10/10
10/10
Mt Tabor Middle SchoolGrades 6-81.3 mi
6/10
Franklin High SchoolGrades 9-120.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2012

Materials

  • Roof: Metal
  • Construction materials: Cement Siding

Type & Style

  • Home type: Townhouse
  • Property subType: Residential,Condominium,Townhouse

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Electric Water Heater

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Features

  • High Ceilings,Bathroom
  • Flooring: Wall to Wall Carpet

Heating & Cooling

  • Heating features: Heat Pump,Mini Split
  • Cooling features: Central Air

Interior Area

  • Total structure area: 656
  • Total interior livable area: 656 sqft

Kitchen

  • Level: Main

Living Room

  • Features: Bathroom,High Ceilings
  • Level: Main

Master Bedroom

  • Features: Ensuite, Wallto Wall Carpet
  • Level: Upper

Property

Details

  • Parcel number: R645566

Features

  • Stories: 2
  • Entry location: Upper Floor
  • Patio & porch: Patio
  • Exterior features: On Site Storm water Management

Lot

  • Features: Commons,Level,On Busline

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Cold Wave
Heat Wave
Inland Flooding

FEMA Declared Disasters in Multnomah County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,309$15,708
Home Insurance *$58$696
Property Taxes $220$2,640
Electricity $176$2,119
Total$1,763$21,156
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,445/yr
40% on housing$52,890/yr
45% on housing$47,013/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.7%
4.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$395This listing

vs Other Active Listings

Avg $/sqft

ZIP 97206$230
Multnomah County$244

vs Homes Sold Last Month

Median $/sqft

ZIP 97206$323
Multnomah County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$249,000
2026-06-24Price change$259,000
2026-05-26Listed for sale$269,000
2012-04-19Sold$154,995

For Sale by Agent

AgentJeff Birndorf
BrokerageCascade Hasson Sotheby's International Realty

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