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2612 W Lake Pointe Ter, Peoria, IL, 61614

3beds
3baths
3,015sqft
$475,000
$158price/sqft
$3,852/moest. monthly cost
$154,080/yrincome needed

About This Home

Custom villa in peaceful enclave in the middle of North Peoria - only 5 minutes from shopping & restaurants! Over 3,000 sq ft of finished living space! Expansive open floor plan with vaulted ceiling and gorgeous wood flooring. Expanded gourmet fully applianced kitchen with custom Amish cabinetry, upgraded appliances, Silestone counters, and huge island. Charming bar serving area with beverage center. Luxurious master suite with 2 sided fireplace, Trey lighted ceiling, huge master bath with WIC, whirlpool tub and separate shower. Upscale amenities throughout. Main floor laundry. The basement with huge family room, 3rd bedroom and full bath make a great guest area! Backyard and deck overlook undeveloped land. Water softener, water heater and disposal are newer. Oversized 2 car garage. Enjoy the stocked pond!

Getting Around

6
WalkingCar-Dependent
29
TransitSome Transit
3
BikeSomewhat Bikeable

Schools

5/10
5/10
Richwoods High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 2010

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Range Hood,Range,Refrigerator,Water Softener Owned,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Partially Finished

Bedroom1

  • Level: Main
  • Dimensions: 17ft 0in x 12ft 5in

Bedroom2

  • Level: Main
  • Dimensions: 13ft 9in x 11ft 8in

Bedroom3

  • Level: Basement
  • Dimensions: 13ft 5in x 12ft 2in

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Family Room

  • Level: Basement
  • Dimensions: 21ft 5in x 28ft 0in

Features

  • Bar,Solid Surface Counter
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Great Room,Master Bedroom,Multi-Sided
  • Fireplace: Yes

Great Room

  • Level: Main
  • Dimensions: 19ft 1in x 18ft 6in

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,954
  • Total interior livable area: 3,015 sqft

Kitchen

  • Level: Main
  • Dimensions: 14ft 11in x 19ft 6in

Laundry

  • Level: Main
  • Dimensions: 6ft 1in x 11ft 2in

Main Level

  • Area: 1954

Other

  • Level: Main
  • Dimensions: 11ft 8in x 11ft 1in

Other

  • Area: 1061

Property

Details

  • Parcel number: 1418176028
  • Zoning description: Res

Features

  • Patio & porch: Deck
  • Spa features: Bath

Lot

  • Lot size: 0.25 Acres
  • Features: Level
  • Lot size dimensions: See Plat

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$369$4,428
Property Taxes $851$10,212
Electricity $231$2,782
Total$3,852$46,224
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$132,068/yr
40% on housing$115,560/yr
45% on housing$102,720/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.7%
12.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$158This listing

vs Other Active Listings

Avg $/sqft

ZIP 61614$115
Peoria County$88

vs Homes Sold Last Month

Median $/sqft

ZIP 61614$105
Peoria County$99

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Listed for sale$475,000
2023-03-08Sold$315,000
2023-02-28Pending sale$325,000
2022-12-01Price change$325,000
2022-06-19Price change$339,500
2022-06-03Listed for sale$349,500
2011-04-28Sold$373,500

For Sale by Agent

AgentMarilyn R Kohn
BrokerageRE/MAX Traders Unlimited

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