406 Palmer Cir, Leroy, AL, 36548
About This Home
Beautiful Brick Home with den and fireplace inside and nice porch and patio outside. Come take a look a what this 3 bedroom 1.5 bath house has to offer. This property is owned by HUD, HUD case #011-603293. Seller makes no representations or warranties as to property condition. HUD Homes are sold ''as is.'' EHO. Seller may contribute up to 3% for buyer's closing costs, upon buyer request. All properties built prior to 1978 will require purchaser acknowledgement of lead based paint disclosure. IN (Insured), Subject to appraisal. Information and disclosures are available at www.hudhomestore.gov. Bids may only be submitted by HUD registered Agents/Agencies. All property inquiries will be answered within 24 hrs. All Showing Agents must sign in at the property for EVERY showing. Property is managed by Managed by Olympusams www.olympusams-at.com
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1971
Type & Style
- Home type: Townhouse
- Property subType: Condo/Townhouse
Interior
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
Cooling
- Cooling features: YES
Interior Area
- Total structure area: 1,424
- Total interior livable area: 1,424 sqft
Property
Details
- Parcel number: 65130202100001200000
Features
- Stories: 1
Lot
- Lot size: 0.47 Acres
- Lot size dimensions: 20473
Parking
- Total spaces: 2
- Parking features: Carport
- Attached garage spaces: 2
- Covered spaces: 2
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Strong Wind
- Tornado
- Cold Wave
- Drought
- Heat Wave
- Inland Flooding
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $515 | $6,180 |
| Home Insurance * | $155 | $1,860 |
| Property Taxes | $19 | $228 |
| Electricity | $240 | $2,881 |
| Total | $929 | $11,148 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-20 | Listed for sale | $102,000 |
| 2026-07-10 | Listing removed | $102,000 |
| 2026-06-30 | Listed for sale | $102,000 |
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