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307 James Loop, Opp, AL, 36467

3beds
2baths
1,181sqft
$130,000
$110price/sqft
$1,049/moest. monthly cost
$41,960/yrincome needed

About This Home

Well-kept brick home offering 3 bedrooms and 1.5 baths on approximately half an acre. Enjoy your morning coffee on the spacious front porch and the convenience of being just minutes from town. Clean, comfortable, and ready for its next owner!

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

6/10
Opp Middle SchoolGrades 5-81.0 mi
4/10
Opp High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1971

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick Veneer,Vinyl Eaves

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Laminate Counters
  • Flooring: Carpet,Vinyl
  • Attic: Access Only
  • Finished area above ground: 1,181

Interior Area

  • Total structure area: 1,181
  • Total interior livable area: 1,181 sqft

Property

Details

  • Parcel number: 23 11 09 29 1 004 017000
  • Special condition: Fair Market

Features

  • Levels: One
  • Exterior features: None
  • Topography of land: Level

Lot

  • Lot size: 0.65 Acres
  • Lot size dimensions: 110 x 150 and an e x tra lot 92.5 x 155

Parking

  • Total spaces: 1
  • Parking features: Detached Carport,Driveway
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Hurricane
Tornado

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $657$7,884
Home Insurance *$131$1,572
Property Taxes $21$252
Electricity $240$2,881
Total$1,049$12,588
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,965/yr
40% on housing$31,470/yr
45% on housing$27,973/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 7.6%
7.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$110This listing

vs Other Active Listings

Avg $/sqft

ZIP 36467$100
Covington County$115

vs Homes Sold Last Month

Median $/sqft

ZIP 36467
Covington County$108

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-13Price change$130,000
2026-02-26Listed for sale$140,000

For Sale by Agent

AgentKimberly K Turman
BrokerageCovington Realty, LLC

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