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405 5th Ave, Andalusia, AL, 36420

4beds
2baths
2,335sqft
$124,900
$53price/sqft
$1,049/moest. monthly cost
$41,960/yrincome needed

About This Home

Spacious 4 bedroom 2 bathroom home on expansive half acre lot just 2 blocks from Andalusia High School. This home features a working. wood burning fireplace as well as original tongue and groove wood on the floors, walls and ceilings milled locally in Lockhart. Alabama. With well over 2000 square feet of living space, this home is made for a large family or even multi-generational living, as one bedroom has a separate entrance from the carport. The bones of the home are solid with a 5 year old roof, new natural gas water heater, remodeled hall bath and new A/C unit. The stove and heat are also natural gas. While some updates and renovations have been completed, there are still places to put your personal touches so conventional financing or cash only.

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

9/10
10/10
Andalusia Middle SchoolGrades 7-80.2 mi
5/10
Andalusia High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1940

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator,Microwave,Dishwasher,Type Water Heater: Gas
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area above ground: 2,335

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central/Electric

Interior Area

  • Total structure area: 2,335
  • Total interior livable area: 2,335 sqft

Property

Details

  • Parcel number: 23 13 04 17 2 006 021000
  • Special condition: Fair Market

Features

  • Levels: One
  • Topography of land: Level

Lot

  • Lot size: 0.47 Acres
  • Features: Open Lot
  • Lot size dimensions: 137 x 150

Parking

  • Total spaces: 2
  • Parking features: 2 Car Carport Attached,Driveway
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $631$7,572
Home Insurance *$128$1,536
Property Taxes $29$348
Electricity $261$3,135
Total$1,049$12,588
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,965/yr
40% on housing$31,470/yr
45% on housing$27,973/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 7.6%
7.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$53This listing

vs Other Active Listings

Avg $/sqft

ZIP 36420$139
Covington County$115

vs Homes Sold Last Month

Median $/sqft

ZIP 36420
Covington County$108

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-24Price change$124,900
2026-07-02Listed for sale$139,900
2009-03-03Sold$62,000

For Sale by Agent

AgentSherry Head
BrokerageMerrifield & Pilcher Realty

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