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521 2nd Ave NW, Ashley, ND, 58413

3beds
3baths
1,592sqft
$85,000
$53price/sqft
$776/moest. monthly cost
$31,040/yrincome needed

About This Home

Welcome to one of Ashley, ND's best-kept secrets! This charming 3-bedroom, 2+ bath home may look unassuming from the outside, but enter inside and you'll discover a true hidden gem. Full of mid century warmth, the coziness inside offers comfortable living with inviting gathering spaces, generous-sized bedrooms, and plenty of room. Whether you're looking for a starter home, year-round residence, a hunting retreat, or a weekend getaway, this home checks all the boxes. Located in the welcoming community of Ashley, North Dakota, you'll enjoy small-town living surrounded by some of the Upper Midwest's best outdoor recreation. Ashley is known for its outstanding pheasant, duck, and deer hunting, along with exceptional freshwater fishing at nearby Lake Hoskins, Dry Lake, and several other area lakes renowned for walleye and northern pike. If you've been searching for an affordable home in a community that offers abundant outdoor adventure, friendly neighbors, and peaceful prairie living, this Ashley gem deserves a place at the top of your list. Schedule your private showing today and see why this little gem shines so brightly on the inside!

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

6/10
Ashley Elementary SchoolGrades PK-60.5 mi
10/10
Ashley High SchoolGrades 7-120.5 mi

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Block,Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Lap Siding,Shingle Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Range,Microwave,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Concrete,Partially Finished,Sump Pump

Bathroom1

  • Level: Main

Bathroom2

  • Level: Upper

Bathroom3

  • Level: Upper

Bedroom1

  • Level: Main

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Features

  • Main Floor Bedroom
  • Flooring: Carpet,Laminate
  • Finished area below ground: 300
  • Finished area above ground: 1,292

Heating & Cooling

  • Heating features: Baseboard,Boiler
  • Cooling features: Evaporative Cooling,Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,592
  • Total interior livable area: 1,592 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Property

Details

  • Parcel number: 07526000

Features

  • Levels: One and One Half,Multi/Split
  • Stories: 1
  • Exterior features: Keyless Entry
  • Fencing: None

Lot

  • Lot size: 6,969 sqft
  • Features: Sloped,Rectangular Lot
  • Lot size dimensions: 50 x 140

Parking

  • Total spaces: 1
  • Parking features: Attached,Basement
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailVery High
  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Hail
Ice Storm
Strong Wind
Winter Weather
Inland Flooding
Tornado
Drought
Lightning
Wildfire

FEMA Declared Disasters Across North Dakota Counties

Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $429$5,148
Home Insurance $145$1,740
Property Taxes $61$732
Electricity $141$1,698
Total$776$9,312

Income You'd Need if You Spent...

35% on housing$26,605/yr
40% on housing$23,280/yr
45% on housing$20,693/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$53This listing

vs Other Active Listings

Avg $/sqft

ZIP 58413$100
McIntosh County$70

vs Homes Sold Last Month

Median $/sqft

ZIP 58413
McIntosh County$57

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-12Listed for sale$85,000

For Sale by Agent

AgentMaggie Newhouse
BrokerageCENTURY 21 Morrison Realty

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