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405 S 3rd St, Oakes, ND, 58474

3beds
2baths
2,392sqft
$289,000
$121price/sqft
$2,189/moest. monthly cost
$87,560/yrincome needed

About This Home

LIVE, WORK & THRIVE Opportunity awaits with this solid, well-maintained 3-bedroom, 2-bath ranch-style home situated on a spacious 14,000 square-foot corner lot on the outskirts of town. Offering the perfect combination of comfortable living and business potential, this property features a 30'X40' heated shop that has been used for years by the retired HVAC owners to operate their successful business. HVAC inventory is also available and may be negotiated separately. The home has been lovingly cared for and is structurally sound, providing a strong foundation for future updates and personal touches. Main-level living is complemented by a finished basement featuring a large family room and bonus rooms that offer flexibility for hobbies, storage, office space, or guests. Enjoy year-round comfort with propane forced-air heat, central air conditioning, a cozy gas fireplace. Whether your're looking for a place to call home, a property with room for a small business, or both, this unique offering provides endless possibilities in a convenient edge-of-town location.

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

7/10
Oakes Elementary SchoolGrades PK-60.5 mi
4/10
Oakes High SchoolGrades 7-120.5 mi

Construction

Condition

  • Year built: 1969

Materials

  • Roof: Asphalt
  • Construction materials: Concrete

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Washer,Water Softener Owned
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bathroom

  • Level: Main

Bathroom

  • Level: Basement

Bedroom

  • Level: Main

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Basement

Features

  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas
  • Fireplace: Yes
  • Finished area below ground: 1,196
  • Finished area above ground: 1,196

Flex Room

  • Level: Basement

Flex Room

  • Level: Basement

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,392
  • Total interior livable area: 2,392 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Basement

Living Room

  • Level: Main

Utility Room

  • Level: Basement

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 10552000
  • Zoning description: Residential-Single Family
  • Other equipment: Fuel Tank - Owned
  • Foundation area: 1196

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.32 Acres
  • Lot size dimensions: 100 x 140

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Hail
Ice Storm
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters Across North Dakota Counties

Flood
Snowstorm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,461$17,532
Home Insurance $358$4,296
Property Taxes $216$2,592
Electricity $154$1,855
Total$2,189$26,268

Income You'd Need if You Spent...

35% on housing$75,051/yr
40% on housing$65,670/yr
45% on housing$58,373/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.6%
12.6%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -6.1%
-6.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$121This listing

vs Other Active Listings

Avg $/sqft

ZIP 58474$137
Dickey County$103

vs Homes Sold Last Month

Median $/sqft

ZIP 58474
Dickey County$108

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-19Listed for sale$289,000

For Sale by Agent

AgentJani Fluto
BrokerageResults Realty, Inc

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