13 W Otero Rd, San Rafael, NM, 87051
About This Home
Located in the historic village of San Rafael, NM, this home is approximately 4 miles from Interstate 40, about 1 hour from Albuquerque, and about 50 minutes from Gallup. The property needs several repairs and is being sold in as-is condition. With appropriate repairs and updates, the home offers potential for the right buyer. Utilities are currently not active, but available services include water, sewer, electricity, and natural gas. Square footage figures are provided as a courtesy estimate only and were obtained from county records . Buyer is advised to obtain an independent measurement.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1955
Materials
- Roof: Pitched
- Construction materials: Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Conventional
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 4
Features
- Number of fireplaces: 1
- Fireplace features: Free Standing,Living Room
- Fireplace: Yes
- Finished area above ground: 1,080
Heating
- Heating features: Wood Stove
Interior Area
- Total structure area: 1,080
- Total interior livable area: 1,080 sqft
Property
Details
- Parcel number: 2057059265258
Features
- Fencing: Front Fence
- Topography of land: Front Fence
Lot
- Lot size: 9,147 sqft
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Cold Wave
- Inland Flooding
- Wildfire
- Winter Weather
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters in Cibola County and New Mexico
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $303 | $3,636 |
| Home Insurance * | $50 | $600 |
| Property Taxes | $23 | $276 |
| Electricity | $148 | $1,780 |
| Total | $524 | $6,288 |
Income You'd Need if You Spent...
New Mexico FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-02 | Listed for sale | $60,000 |
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