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49 Golden Acres Ln, Milan, NM, 87021

2beds
2baths
1,703sqft
$250,000
$147price/sqft
$1,703/moest. monthly cost
$68,120/yrincome needed

About This Home

Country living with room to breathe! Situated on 10.6 acres in a quiet setting just approximately 3 miles from the Milan Post Office, this well-maintained property offers privacy, functionality, and the convenience of nearby amenities. The 1988 manufactured home is installed on an engineered permanent foundation and features 2 bedrooms, 2 bathrooms, plus an office that could easily serve as a third bedroom, updated stucco (2024), a metal roof, evaporative cooling, two pellet stoves, PEX plumbing, and a wall oven, cooktop, and pantry. Outside, you'll find a covered Trex deck (2024) overlooking the front yard, mature landscaping with sprinkler and drip irrigation, two storage sheds, a 2-car carport, and plenty of room to enjoy the outdoors. The home is served by Village of Milan water. A unique bonus is the former homesite, where existing water and septic utilities remain in place, offering potential for a future residence, guest house, workshop, or other improvements (subject to buyer verification of county requirements). Enjoy peaceful country living with usable acreage, views, room to grow, and endless possibilities just minutes from town.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
Milan Elementary SchoolGrades PK-62.7 mi
3/10
4/10
Grants High SchoolGrades 9-125.4 mi

Construction

Condition

  • Year built: 1988

Materials

  • Roof: Metal

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Basement

  • Basement: Crawl Space

Bathroom

  • Features: Dressing Area,Jet Tub

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Pantry,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Carpet,Laminate,Tile
  • Number of fireplaces: 2
  • Fireplace features: Living Room,Pellet
  • Fireplace: Yes
  • Finished area above ground: 1,703

Heating & Cooling

  • Heating features: Propane
  • Cooling features: Evaporative Cooling

Interior Area

  • Total structure area: 1,703
  • Total interior livable area: 1,703 sqft

Property

Details

  • Parcel number: R05433, R13092

Features

  • Patio & porch: Deck Covered
  • Exterior features: Horses Allowed,Rain Gutters,Front Sprinkler System,Storage Shed
  • Fencing: Back Yard
  • Topography of land: Back Yard
  • Residential vegetation: Native/Natural

Lot

  • Lot size: 10.06 Acres

Parking

  • Total spaces: 2
  • Parking features: RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Winter Weather
Cold Wave

FEMA Declared Disasters in Cibola County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$194$2,328
Property Taxes $97$1,164
Electricity $148$1,780
Total$1,703$20,436
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,388/yr
40% on housing$51,090/yr
45% on housing$45,413/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 87021$101
Cibola County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 87021$99
Cibola County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$250,000
2026-07-22Listed for sale$250,000

For Sale by Agent

AgentHeather Porter
BrokerageRE/MAX Elegance

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