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312 W 1st Ave, Mount Vernon, SD, 57363

3beds
1baths
1,775sqft
$110,000
$62price/sqft
$1,053/moest. monthly cost
$42,120/yrincome needed

About This Home

Charming 3-bedroom, 1-bath home situated on a spacious double corner lot in Mount Vernon. Offered as-is, this property is a great opportunity for buyers looking to build equity and add their own finishing touches--with much of the work already completed.The expansive backyard provides plenty of room for gardening, entertaining, recreation, and more. A detached garage offers convenient parking and protection from the elements. Don't miss the potential this property has to offer!

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

8/10
6/10

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Block,Other,Standard Basement (In-Ground)
  • Construction materials: Combination

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Hood/Fan,Microwave,Range/Oven,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Fireplace: Yes
  • Finished area above ground: 1,775

Heating

  • Heating features: Natural Gas,Hot Air,Fireplace(s)

Interior Area

  • Total structure area: 2,675
  • Total interior livable area: 1,775 sqft

Property

Details

  • Parcel number: 146400050000800

Features

  • Levels: 1.75 Story
  • Fencing: Yes

Lot

  • Lot size: 0.32 Acres
  • Lot size dimensions: 14,200 sq ft DOUBLE LOT!!

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Cold Wave
Drought
Hail
Inland Flooding
Ice Storm
Strong Wind
Lightning
Wildfire

FEMA Declared Disasters in Davison County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $556$6,672
Home Insurance $162$1,944
Property Taxes $189$2,268
Electricity $146$1,755
Total$1,053$12,636

Income You'd Need if You Spent...

35% on housing$36,102/yr
40% on housing$31,590/yr
45% on housing$28,080/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.5%
13.5%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$62This listing

vs Other Active Listings

Avg $/sqft

ZIP 57363$65
Davison County$143

vs Homes Sold Last Month

Median $/sqft

ZIP 57363$124
Davison County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-20Listed for sale$110,000
2025-02-01Listing removed$139,000
2025-01-03Listed for sale$139,000
2024-12-17Pending sale$139,000
2024-07-01Listed for sale$139,000
2024-06-29Listing removed--
2024-05-02Listed for sale$139,000
2024-05-01Pending sale$139,000
2024-04-20Listed for sale$139,000
2018-09-13Sold$31,900
2018-08-22Price change$31,900
2018-08-10Listed for sale$36,200
2009-10-20Sold$55,000

For Sale by Agent

AgentPatrick McGeough
BrokerageExit Realty Mitchell

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