3 Pioneer Ln, Spearfish, SD, 57783
About This Home
Situated on .49 acres outside City limits, this 3-bed, 2.5-bath home has many of the major improvements already completed. The updated kitchen features granite countertops, cabinetry, and LVP flooring, with additional LVP throughout the living/dining areas, and lower-level family room. Updates include a 2020 roof, new water heater, new front and back sliding door, newer upstairs windows, and a nearly remodeled lower-level bath. Two fireplaces, an extended back deck with hot tub hookup, and an oversized heated garage round out the property. The property is being sold "as-is," but much of the heavy lifting has already been done—bring your finishing touches and make this one your own!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1978
Materials
- Foundation: Poured Concrete Fd.
- Roof: Composition
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Property subType: Site Built
Interior
Appliances
- Appliances included: Dishwasher,Refrigerator,Gas Range Oven,Microwave,Washer,Dryer
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Full
Bedroom2
- Level: Main
- Area: 121
Bedroom3
- Level: Main
- Area: 100
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bedrooms: 3
Dining Room
- Level: Main
- Area: 63
Features
- Granite Counters
- Window features: Window Coverings
- Flooring: Carpet,Vinyl
- Number of fireplaces: 2
- Fireplace features: Two
- Fireplace: Yes
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Refrig. C/Air
Interior Area
- Total structure area: 2,080
- Total interior livable area: 2,080 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
- Area: 195
Master Bedroom
- Level: Main
- Area: 143
Property
Details
- Parcel number: 245100070232404
Features
- Levels: Spilt Level
- Patio & porch: Covered Deck
Lot
- Lot size: 0.49 Acres
- Features: Lawn,Trees
Parking
- Total spaces: 2
- Parking features: Two Car,Attached,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Winter Weather
- Cold Wave
- Hail
- Strong Wind
- Wildfire
- Inland Flooding
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Lawrence County and South Dakota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,022 | $24,264 |
| Home Insurance | $206 | $2,472 |
| Property Taxes | $281 | $3,372 |
| Electricity | $158 | $1,906 |
| Total | $2,667 | $32,004 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-17 | Price change | $399,900 |
| 2026-08-17 | Price change | $379,900 |
| 2026-08-01 | Listed for sale | $399,900 |
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