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111 W Pine St, Spearfish, SD, 57783

4beds
2baths
2,448sqft
$885,000
$362price/sqft
$5,764/moest. monthly cost
$230,560/yrincome needed

About This Home

For more information, please contact listing agents Scot Munro 605-641-6482 or Heath Gran 605-209-2052 with Great Peaks Realty. Located in the desirable Mountain Plains subdivision on 3.79 acres, this beautiful property offers stunning views, mature trees, gorgeous landscaping, and a beautifully maintained yard that creates a peaceful and inviting setting. Full of charm and character, this unique home features 4 bedrooms and 2 bathrooms with natural light and comfortable living spaces throughout. The main level includes 2 bedrooms, 1 bathroom, and a stunning vaulted living room featuring exposed beams, a beautiful fireplace, and a bay window that fills the space with natural light. The kitchen and dining area flow seamlessly together and feature granite countertops, a copper sink, and sliding doors leading to the expansive covered deck, where you can enjoy the views and relax in the hot tub. The upper loft area is dedicated to the primary suite and bathroom, creating a cozy and unique retreat. Downstairs, the basement offers a generous family room, an additional bedroom, laundry area, mudroom, and a separate storage/utility room for added functionality. In addition to the home’s inviting interior, the property also includes two 2-car detached garages and a covered RV port, offering plenty of room for vehicles, storage, and recreational equipment. This home is warm, inviting, and truly one-of-a-kind filled with charm and beautiful surroundings!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

6/10
5/10

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Site Built

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Refrigerator,Electric Range Oven,Microwave,Washer,Dryer
  • Laundry features: Main Level,Laundry Room,In Basement

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: Main
  • Area: 120

Bedroom3

  • Level: Main
  • Area: 144

Bedroom4

  • Level: Basement
  • Area: 180

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 99

Features

  • Vaulted Ceiling(s),Ceiling Fan(s),Granite Counters,Mud Room
  • Window features: Bay Window(s),Double Hung,Wood Frames,Single Hung
  • Flooring: Carpet,Wood,Tile
  • Number of fireplaces: 1
  • Fireplace features: One,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Forced Air,Baseboard,Fireplace(s)
  • Cooling features: Refrig. C/Air

Interior Area

  • Total structure area: 2,448
  • Total interior livable area: 2,448 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main
  • Area: 368

Master Bedroom

  • Level: Upper
  • Area: 180

Property

Details

  • Parcel number: 206000060222004
  • Zoning description: Lawrence County Zoning: Suburban Residential

Features

  • Levels: Two Story
  • Stories: 2
  • Patio & porch: Covered Patio,Open Deck
  • Exterior features: Storage
  • Has spa: Yes
  • Spa features: Above Ground,Private
  • Has view: Yes

Lot

  • Lot size: 3.79 Acres
  • Features: Few Trees,Views,Lawn,Rock,Trees,View

Parking

  • Total spaces: 4
  • Parking features: Four or More Car,Detached,RV Access/Parking,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Wildfire
Winter Weather
Cold Wave
Hail
Strong Wind

FEMA Declared Disasters in Lawrence County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,475$53,700
Home Insurance $457$5,484
Property Taxes $646$7,752
Electricity $186$2,243
Total$5,764$69,168

Income You'd Need if You Spent...

35% on housing$197,622/yr
40% on housing$172,920/yr
45% on housing$153,706/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$362This listing

vs Other Active Listings

Avg $/sqft

ZIP 57783$339
Lawrence County$296

vs Homes Sold Last Month

Median $/sqft

ZIP 57783$229
Lawrence County$241

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-22Listed for sale$885,000

For Sale by Agent

AgentScot Munro
BrokerageGreat Peaks Realty

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