1320 Spearfish Mountain Ln, Spearfish, SD, 57783
About This Home
Affordable Homeownership Opportunity! Looking for an affordable place to call home? This 3-bedroom, 2-bathroom double-wide on a rented corner lot offers plenty of living space at a budget-friendly price. With a little TLC and your personal touches, this home has the potential to shine. This includes a carport for 2 cars and 2 sheds, all are owned by the seller. The living room currently has an electric fireplace, an insert could be installed. Located on a corner lot in a mobile home community on a rented lot, this property provides an economical alternative to traditional homeownership. Buyer must be approved by the mobile home court prior to closing. Lot rent applies. If you’re ready to invest a little sweat equity, this could be the opportunity you’ve been waiting for!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1998
Materials
- Roof: Composition
- Construction materials: Other
Type & Style
- Home type: MobileManufactured
- Property subType: Manufactured Home,Mobile Home
Interior
Appliances
- Appliances included: Dishwasher,Refrigerator,Gas Range Oven,Washer,Dryer,Freezer
- Laundry features: Main Level
Bedroom2
- Level: Main
- Area: 117
Bedroom3
- Level: Main
- Area: 100
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Dining Room
- Level: Main
Features
- Vaulted Ceiling(s),Ceiling Fan(s)
- Window features: Other
- Flooring: Carpet,Vinyl,Laminate
- Fireplace features: Living Room,Electric
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Refrig. C/Air
Interior Area
- Total structure area: 1,680
- Total interior livable area: 1,680 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
- Area: 221
Master Bedroom
- Level: Main
- Area: 169
Property
Details
- Parcel number: 327400060000810
Features
- Patio & porch: Open Deck
Lot
- Features: Corner Lot,Trees
Parking
- Parking features: No Garage,Carport/2 Cars
- Covered spaces: 2
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Lightning
- Strong Wind
- Winter Weather
- Cold Wave
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Lawrence County and South Dakota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $450 | $5,400 |
| Home Insurance | $46 | $552 |
| Property Taxes | $34 | $408 |
| Electricity | $146 | $1,755 |
| Total | $676 | $8,112 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-02 | Listed for sale | $89,000 |
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