1146 Saint Joe St, Spearfish, SD, 57783
About This Home
Opportunity awaits in the heart of Spearfish! Located within walking distance of Black Hills State University, this 2 bed, 1 bath, 1.5-story home sits on a desirable corner lot and offers excellent potential for the right buyer. The home is in need of significant TLC, making it a great option for investors, renovators, or buyers looking for a project in a highly convenient location. Outside, you’ll find an oversized 2-car garage, adding valuable storage, workspace, or parking. With its proximity to campus, corner lot setting, and upside potential, this property is ready for someone to bring it back to life. Newer furnace within the last 5 years.
Getting Around
Somewhat Walkable
Very Limited Transit
Very BikeableSchools
Construction
Condition
- Year built: 1930
Materials
- Foundation: Slab
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Bathroom
- Features: Shower/Tub
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Features: Formal
Features
- Flooring: Tile
- Fireplace features: None
Heating
- Heating features: Forced Air
Interior Area
- Total structure area: 1,684
- Total interior livable area: 1,684 sqft
Property
Details
- Parcel number: 327500100012000
Features
- Levels: One and One Half
- Fencing: Chain Link
- Has view: Yes
- View description: Trees/Woods,Neighborhood
Lot
- Lot size: 6,969 sqft
- Features: Level
Parking
- Total spaces: 3
- Parking features: Detached,Workshop in Garage,Three Car
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Wildfire
- Winter Weather
- Cold Wave
- Hail
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Lawrence County and South Dakota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,516 | $18,192 |
| Home Insurance | $155 | $1,860 |
| Property Taxes | $247 | $2,964 |
| Electricity | $146 | $1,755 |
| Total | $2,064 | $24,768 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-10 | Contingent | $299,900 |
| 2026-07-29 | Price change | $299,900 |
| 2026-07-16 | Price change | $315,000 |
| 2026-06-24 | Listed for sale | $329,900 |
For Sale by Agent
View on Zillow