406 W 5th St, Yankton, SD, 57078
About This Home
This delightful 1916 home is ready to welcome its next chapter. Seller is providing a $5,000 buyer allowance for exterior updates or a buyer's downpayment!! Nestled on a corner lot just blocks from historic downtown Yankton, this 2-bedroom, 1-bathroom gem offers the perfect blend of vintage charm and everyday comfort. The spacious basement provides an exciting opportunity for future expansion, storage, or customization, allowing the next owner to finish the space and make it their own. Whether you're looking for your first home, a downsizing opportunity, or a property with historic appeal, this home offers the perfect combination of charm, location, and potential. Don't miss your chance to own a delightful piece of Yankton's past while enjoying the thoughtful improvements that make it move-in ready today.
Getting Around
Very Walkable
Very Limited Transit
Very BikeableSchools
Construction
Condition
- Year built: 1916
Materials
- Roof: Asphalt
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Finished area below ground: 0
- Finished area above ground: 1,127
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,127
- Total interior livable area: 1,127 sqft
Property
Details
- Parcel number: 7811004711078633
Features
- Levels: One
Lot
- Lot size: 4,791 sqft
Parking
- Parking features: Detached
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Ice Storm
- Lightning
- Tornado
- Hail
- Heat Wave
- Inland Flooding
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Yankton County and South Dakota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,010 | $12,120 |
| Home Insurance | $150 | $1,800 |
| Property Taxes | $237 | $2,844 |
| Electricity | $146 | $1,755 |
| Total | $1,543 | $18,516 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-13 | Listed for sale | $199,900 |
View on Zillow