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2505 Capitol St APT 301, Yankton, SD, 57078

2beds
2baths
1,268sqft
$185,000
$146price/sqft
$1,419/moest. monthly cost
$56,760/yrincome needed

About This Home

Everything you need, and nothing you don't! Secure-Convenient-Well Kept describes this 2 bedroom 2 bath Condo with 2 car garage (1st one south of the main door). Nice open floor plan, large primary bedroom, Enjoy no neighbors above you, there are stairs and chair lift to the unit 301 on 3rd floor. inviting deck right off the living room that has been recently upgraded with new slider/threshold. HOA covers exterior, water, garbage, snow removal, and lawn care.

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

4/10
Stewart Elementary - 05Grades K-50.6 mi
7/10
9/10
Yankton High School - 01Grades 9-121.3 mi

Construction

Condition

  • Year built: 1989

Materials

  • Roof: Asphalt
  • Construction materials: Combination

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • 3/4 bathrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,268

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,268
  • Total interior livable area: 1,268 sqft

Property

Details

  • Parcel number: 78625002301
  • Exclusions: None

Features

  • Levels: One

Parking

  • Total spaces: 2
  • Parking features: 2 Car,Tuck Under
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Lightning
Tornado
Winter Weather
Hail
Heat Wave
Strong Wind
Drought

FEMA Declared Disasters in Yankton County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $935$11,220
Home Insurance $139$1,668
Property Taxes $199$2,388
Electricity $146$1,755
Total$1,419$17,028

Income You'd Need if You Spent...

35% on housing$48,651/yr
40% on housing$42,570/yr
45% on housing$37,840/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$146This listing

vs Other Active Listings

Avg $/sqft

ZIP 57078$147
Yankton County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 57078$144
Yankton County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-26Listed for sale$185,000
2019-07-15Sold$122,000

For Sale by Agent

AgentLisa Jb Daugherty
BrokerageAnderson Realty, LLC

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