1317 Pearl St, Yankton, SD, 57078
About This Home
Fresh, clean, and ready for its next chapter. This adorably refreshed 1960s home offers bright living spaces, beautiful hardwood floors in the bedrooms, updated bathrooms, and a roomy kitchen with generous storage. The finished basement adds extra space to spread out with a large family room, second bath, and dedicated laundry area. The work has already been done—now it’s ready to be enjoyed.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1963
Materials
- Roof: Asphalt
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Crawl Space,Finished,Partial
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Features
- Finished area below ground: 900
- Finished area above ground: 1,300
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,200
- Total interior livable area: 2,200 sqft
Property
Details
- Parcel number: 78760006200
Features
- Levels: One
- Frontage length: 51
Lot
- Lot size: 7,840 sqft
Parking
- Total spaces: 2
- Parking features: 2 Car,Detached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Ice Storm
- Lightning
- Tornado
- Winter Weather
- Hail
- Heat Wave
- Strong Wind
- Drought
How This Home’s Risks Compare
FEMA Declared Disasters in Yankton County and South Dakota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,428 | $17,136 |
| Home Insurance | $212 | $2,544 |
| Property Taxes | $117 | $1,404 |
| Electricity | $168 | $2,016 |
| Total | $1,925 | $23,100 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-11 | Price change | $274,900 |
| 2026-07-21 | Listed for sale | $282,500 |
| 2025-11-01 | Listing removed | $154,900 |
| 2025-09-24 | Pending sale | $154,900 |
| 2025-09-20 | Listed for sale | $154,900 |
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