31118 435th Ave, Yankton, SD, 57078
About This Home
LAKE living meets everyday comfort in this beautifully updated ranch home, privately tucked away on over half an acre just across the highway from Lewis & Clark Marina. Offering nearly 3,000 finished square feet, five bedrooms, three full bathrooms, and scenic water views, this home is perfectly positioned for those who want the best of lake living with the convenience of year-round comfort. Inside, you'll find stylish updates throughout, including high-end luxury vinyl plank flooring, spacious living areas, and a warm gas fireplace that creates the perfect gathering space. The kitchen is designed for both everyday living and entertaining with a center island, granite countertops, stainless steel appliances, wall ovens, built-in microwave, walk-in pantry, and an adjoining dining area with sliding doors leading to the back deck. The private primary suite features a beautifully updated ensuite complete with a tiled walk-in shower, glass doors, and a relaxing soaking tub. Two additional bedrooms, a full bath, and main-floor laundry complete the main level. The finished lower level offers exceptional flexibility with an expansive family room, two additional bedrooms, another full bathroom, dedicated utility and storage rooms, and plenty of space for guests, hobbies, or recreation. Outside, enjoy the fenced backyard, spacious composite deck, and peaceful setting with room to relax after a day on the lake. Complete with an attached two-car garage, this move-in ready property offers the space, updates, and sought-after location that make lake-area living so desirable. Call today for your private showing!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1981
Materials
- Roof: Asphalt
- Construction materials: Brick Accent,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Finished,Partial
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Features
- Number of fireplaces: 1
- Fireplace features: Gas Fired
- Fireplace: Yes
- Finished area below ground: 1,230
- Finished area above ground: 1,748
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,978
- Total interior livable area: 2,978 sqft
Property
Details
- Parcel number: 09017400453
Features
- Levels: One
Lot
- Lot size: 0.53 Acres
Parking
- Total spaces: 2
- Parking features: 2 Car,Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Inland Flooding
- Ice Storm
- Strong Wind
- Drought
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters in Yankton County and South Dakota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,489 | $41,868 |
| Home Insurance | $519 | $6,228 |
| Property Taxes | $604 | $7,248 |
| Electricity | $227 | $2,729 |
| Total | $4,839 | $58,068 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-16 | Listed for sale | $690,000 |
| 2013-04-25 | Sold | $160,000 |
| 2013-04-04 | Pending sale | $162,900 |
| 2013-03-19 | Listed for sale | $162,900 |
| 2013-03-02 | Pending sale | $162,900 |
| 2013-01-15 | Listed for sale | $162,900 |
| 2006-09-01 | Sold | $126,500 |
| 2005-08-18 | Sold | $80,000 |
| 2005-03-15 | Sold | $86,707 |
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