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224 Kelly Dr, Valentines, VA, 23887

4beds
3baths
2,112sqft
$1,100,000
$521price/sqft
$6,766/moest. monthly cost
$270,640/yrincome needed

About This Home

A crown jewel of Pea Hill Creek, Lake Gaston, Valentines, a home with the well-known "million-dollar view" is on the market! Some final touch-ups and improvements are under way. If you care about ALL DAY SUN, Southern Exposure, and VIEWS VIEWS VIEWS, look no further. Qualified and serious inquiries only. For over 20 years, this property took part in the famous Pea Hill Creek fireworks and the American " Veterans" Tribute (AVT) event. It's the lawn the Para jumpers landed and one location where fireworks were lit off from. Photos will uploaded in the coming week. Features include newer roof, updated HVAC and major systems, solid construction, gas fireplace (disconnected), newer ceramic bamboo-look flooring, newer blue granite countertops, refaced kitchen cabinets, remodeled bathrooms, custom boathouse is around 18 years old, 4 boat lifts, storage room, kids play area, hammock trees remain, gradual slope to 10' deep at end of boathouse, septic field was replaced in 2010, neighborhood has boat ramp and a public ramp is nearby, trash dump nearby, fuel nearby, DG, food and churches are nearby. Directly across from the Bowling Center and Indoor Pool (private membership required). Call lister or Co-Lister with questions! The home is in good condition and will be move-in ready. Bulkhead repairs / ongoing sectional replacement is needed. Some minor boathouse repairs are necessary as well. Property is Co-Listed

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

3/10
2/10
Brunswick High SchoolGrades 9-1214.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1964

Materials

  • Construction materials: Brick,Block,Drywall

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Exhaust Fan,Electric Cooking,Electric Water Heater,Ice Maker,Microwave,Refrigerator,Smooth Cooktop,Stove,Washer
  • Laundry features: Washer Hookup,Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Partially Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Bedroom on Main Level,Ceiling Fan(s),Dining Area,Eat-in Kitchen,Fireplace,Granite Counters,High Ceilings,High Speed Internet,Kitchen Island,Pantry,Wired for Data,Window Treatments,Paneling/Wainscoting
  • Door features: Sliding Doors,Storm Door(s)
  • Window features: Window Treatments
  • Flooring: Ceramic Tile
  • Number of fireplaces: 2
  • Fireplace features: Masonry
  • Fireplace: Yes
  • Attic: Access Only
  • Finished area below ground: 576
  • Finished area above ground: 1,536

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,112 sqft

Other

  • Level: Basement

Other

  • Level: First

Property

Details

  • Parcel number: 101A18
  • Zoning description: R1

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Rear Porch,Patio,Wrap Around,Deck,Porch
  • Exterior features: Boat Lift,Deck,Dock,Lighting,Out Building(s),Porch,Unpaved Driveway
  • Fencing: None
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Lake,Lake Front,Bulkhead,Boat Ramp/Lift Access,Waterfront
  • Waterbody name: Lake Gaston
  • Frontage length: 160.0000,160.0000
  • Topography of land: Sloping

Lot

  • Lot size: 0.62 Acres
  • Features: Irregular Lot,Sloped,Waterfront

Parking

  • Parking features: Circular Driveway,Driveway,Off Street,Other,Unpaved
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Hurricane
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,562$66,744
Home Insurance *$572$6,864
Property Taxes $429$5,148
Electricity $203$2,441
Total$6,766$81,192
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$231,977/yr
40% on housing$202,980/yr
45% on housing$180,426/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 10.8%
10.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$521This listing

vs Other Active Listings

Avg $/sqft

ZIP 23887$225
Brunswick County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 23887
Brunswick County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-04Listed for sale$1,100,000
2012-12-10Sold$325,000
2012-11-20Listed for sale$388,000

For Sale by Agent

AgentCandace Mellichampe
BrokeragePrince George Realty

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