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3796 Cut Bank Rd, Warfield, VA, 23889

2beds
1baths
854sqft
$90,000
$105price/sqft
$740/moest. monthly cost
$29,600/yrincome needed

About This Home

Situated on 4.25 acres of land, this property can be made whole again with the right vision and sweat equity. The land is partially open and partially wooded, making it the ideal wildlife habitat for those who like hunting or just observing nature. Located less than 10 minutes from Interstate 85, this property is out far enough for you to feel like you're in the country but close enough that you can access the interstate and local communities. The original home consisted of two bedrooms and one bath and has since been added onto. The permitted, but unfinished, 37'x30' addition includes a large primary bedroom, walk-in closet, full bathroom and laundry room. The electrical has been completed and is just waiting to be inspected. Home is sold "As-Is" and all inspections are the responsibility of the buyer. Cash deal only due to the amount of renovations needed.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
2/10
Brunswick High SchoolGrades 9-1211.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1950

Materials

  • Roof: Metal
  • Construction materials: Asbestos,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow,Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Family Room

  • Level: First

Features

  • Attic: Partially Finished
  • Finished area below ground: 0
  • Finished area above ground: 854

Heating & Cooling

  • Heating features: Electric,Wood Stove
  • Cooling features: None

Interior Area

  • Total interior livable area: 854 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Master Bedroom

  • Level: First

Other

  • Level: First

Property

Details

  • Parcel number: 26107

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Side Porch
  • Fencing: None

Lot

  • Lot size: 4.25 Acres

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Drought
Winter Weather
Cold Wave
Hail
Hurricane
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $455$5,460
Home Insurance *$48$576
Property Taxes $35$420
Electricity $202$2,433
Total$740$8,880
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$25,371/yr
40% on housing$22,200/yr
45% on housing$19,733/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 10.8%
10.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$105This listing

vs Other Active Listings

Avg $/sqft

ZIP 23889
Brunswick County$219

vs Homes Sold Last Month

Median $/sqft

ZIP 23889
Brunswick County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Price change$90,000
2026-06-02Listed for sale$110,000
2026-03-01Listing removed$135,000
2025-12-29Listed for sale$135,000
2024-08-02Listing removed--
2024-06-07Listed for sale$145,000
2023-03-06Sold$61,000
2023-02-04Pending sale$74,900
2023-01-22Listed for sale$74,900
2023-01-13Pending sale$74,900
2022-12-21Listed for sale$74,900

For Sale by Agent

AgentStacey Arnold
BrokerageReal Broker LLC

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