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3900 Morgan Ford Rd, Ridgeway, VA, 24148

1beds
1baths
576sqft
$64,000
$111price/sqft
$591/moest. monthly cost
$23,640/yrincome needed

About This Home

Great apartment rental or small house with great value.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

7/10
Drewry Mason Elementary SchoolGrades PK-55.8 mi
5/10
Laurel Park Middle SchoolGrades 6-88.6 mi
3/10
Magna Vista High SchoolGrades 9-126.9 mi

Construction

Condition

  • Year built: 1965

Materials

  • Roof: Other
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Microwave,Electric Range,Refrigerator,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Block,No Inside Entry,Exterior Entry

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • 1st Floor Bedroom
  • Flooring: Carpet,Tile
  • Fireplace features: None
  • Attic: None

Heating & Cooling

  • Heating features: Ductless
  • Cooling features: Ductless

Interior Area

  • Total structure area: 576
  • Total interior livable area: 576 sqft

Property

Details

  • Parcel number: 039840004

Lot

  • Lot size: 8,712 sqft

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $323$3,876
Home Insurance *$36$432
Property Taxes $30$360
Electricity $202$2,433
Total$591$7,092
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

30% on housingRecommended$23,640/yr
35% on housing$20,262/yr
40% on housing$17,730/yr
45% on housing$15,760/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$111This listing

vs Other Active Listings

Avg $/sqft

ZIP 24148$81
Henry County$104

vs Homes Sold Last Month

Median $/sqft

ZIP 24148$118
Henry County$109

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-13Listed for sale$75,000

For Sale by Agent

AgentCraig Cordaro
BrokerageEXP Realty LLC
Phone276-601-2070
View on Zillow

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