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131 Main St, Worthville, PA, 15784

3beds
2baths
37,803sqft
$409,000
$11price/sqft
$7,242/moest. monthly cost
$289,680/yrincome needed

About This Home

BUILDING AND BUSINESS FOR SALE. Includes Mama Rita's pizza operation and all equipment and supplies plus live above 2nd floor that has been completely rewired and remodeled. Equipment is in good condition and operational. Natural gas powers pizza ovens, furnaces, water heater and backup Generac Generator. Residential unit is in immaculate condition and restaurant is spotless and organized. Amazing opportunity for entrepreneurial individual or family wanting to operate a profitable business and live "rent free" or an individual or family wanting to live on 2nd floor and lease back pizza operation to another entity and live "rent free" or an investor looking for cash flowing property by leasing the business and renting the 2nd floor residential unit. There is a large double deck off rear of property that is surrounded by a 6 foot wooden fence and a swimming pool on lower deck. A fenced raised garden area is located behind the detached double car garage. Pizza business operation runs from Thursday afternoons thru Sunday evening.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Excellent
  • Year built: 1880

Materials

  • Foundation: Stone
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Treat System,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Concrete

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Attic,Combination Dining/Living,Open Floorplan,Kitchen Island,Upgraded Countertops
  • Window features: Window Treatments
  • Finished area above ground: 37,803

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 37,803
  • Total interior livable area: 37,803 sqft

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp

Details

  • Parcel number: 410020201 (JEFFERSON COUNTY)
  • Zoning: NONE
  • Special condition: Standard
  • Exclusions: 2 Freezers And One Refrigerator,15 Qt Hobart Mixer With Cart

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Lap,Private
  • Fencing: Wood,Chain Link
  • Frontage length: Road Frontage: 118

Lot

  • Lot size: 0.51 Acres
  • Features: Level,Open Lot,Vegetation Planting,Rural
  • Lot size dimensions: 118 x 187

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Rear,Garage Faces Side,Driveway,On Street,Other,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Winter Weather
Cold Wave
Landslide
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,068$24,816
Home Insurance *$738$8,856
Property Taxes $289$3,468
Electricity $4,147$49,772
Total$7,242$86,904
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$248,297/yr
40% on housing$217,260/yr
45% on housing$193,120/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -3.6%
-3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$11This listing

vs Other Active Listings

Avg $/sqft

ZIP 15784
Jefferson County$123

vs Homes Sold Last Month

Median $/sqft

ZIP 15784
Jefferson County$55

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-05Listed for sale$409,000
2020-09-14Sold$32,500

For Sale by Agent

AgentDean Lawrence
BrokerageKeller Williams Advantage Realty

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