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312 Harrison St, Port Allegany, PA, 16743

3beds
2baths
1,920sqft
$179,000
$93price/sqft
$1,437/moest. monthly cost
$57,480/yrincome needed

About This Home

“This Sprawling, Beautiful Lot Provides A Picturesque Backdrop”…. Tucked away in a quiet, welcoming small-town neighborhood, it offers ample space for gardens, a pool, or ultimate seclusion, while keeping you connected to the warmth and charm of the local community. This two story home features complete first-floor living. It combines a bedroom, bathroom, laundry, kitchen, dining, and a large living room into a single, accessible level. The highly sought-after layout maximizes daily convenience and is frequently found in ranch-style houses. With an open-concept layout this "great room" arrangement enhances sightlines, encourages interaction, and makes the area feel exceptionally spacious. The fluid connection between the kitchen, dining, and living areas provides a perfect environment for hosting guests. The large kitchen, with a coffee bar, makes a casual gathering spot, connecting directly to the formal or informal dining and living areas. Enjoy ultimate convenience with a new centrally located, combined laundry and bathroom. It features seamless access to the second floor via a nearby staircase. Transforming an enclosed front porch is the perfect project to add functional, multi-purpose square footage to this home. Whether you need a dedicated workspace, a kid-friendly zone, or a relaxing sunroom, you can make it happen while keeping the space organized and inviting. At the rear of the home step out through a wide, multi-slide glass wall into a sprawling, covered patio designed as the ultimate family retreat with beautiful views of the backyard. The layout creates a natural transition from indoor comfort to that of the outdoors, along with the benefit of a garden shed and storage building. Moving upstairs the space can function as a private, versatile retreat, with the two bedrooms and full bath as a perfect layout for guests, a growing family, or a home office. This well-designed second floor maximizes space and offers endless flexibility to suit your lifestyle when needed. Whether you want your main living spaces easily accessible or need a peaceful, dedicated upstairs escape, this home offers the best of both worlds.

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
Port Allegany El SchoolGrades PK-60.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1900

Materials

  • Foundation: Other,See Remarks
  • Construction materials: Other,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,See Remarks
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Breakfast Bar,Separate/Formal Dining Room,Great Room,Kitchen/Family Room Combo,Other,See Remarks,Bedroom on Main Level
  • Flooring: Other,See Remarks

Heating

  • Heating features: Gas,Baseboard,Hot Water

Interior Area

  • Total structure area: 1,920
  • Total interior livable area: 1,920 sqft

Property

Details

  • Parcel number: 1400362000
  • Special condition: Standard

Features

  • Exterior features: Gravel Driveway

Lot

  • Lot size: 0.63 Acres
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 106 x 259

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Winter Weather
Cold Wave
Landslide
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $905$10,860
Home Insurance *$140$1,680
Property Taxes $168$2,016
Electricity $224$2,692
Total$1,437$17,244
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,268/yr
40% on housing$43,110/yr
45% on housing$38,320/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$93This listing

vs Other Active Listings

Avg $/sqft

ZIP 16743$168
McKean County$86

vs Homes Sold Last Month

Median $/sqft

ZIP 16743$96
McKean County$78

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-25Listed for sale$179,000

For Sale by Agent

AgentKimball H. Nelson
BrokerageHoward Hanna Professionals - Smethport

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