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14 Park St, Bradford, PA, 16701

4beds
3baths
2,718sqft
$199,900
$74price/sqft
$1,659/moest. monthly cost
$66,360/yrincome needed

About This Home

Step into timeless charm with this spacious 4 bedroom, 3 bathroom home in the heart of Bradford! Full of character and classic details, this property offers the perfect blend of old-world charm and modern-day functionality. Inside, you'll find generous living spaces, unique architectural touches, and plenty of room to make it your own. The finished attic provides a large bonus area perfect for a game room, home office, or additional living space. Outside, enjoy your own private retreat with an inviting deck and pool, ideal for relaxing or entertaining during the warmer months. The attached 2 car garage adds convenience and additional storage. If you're looking for a home with personality, space, and versatility, this home is a must see!

Getting Around

69
WalkingSomewhat Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

7/10
5/10
Bradford Area High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Shingle
  • Construction materials: Stick-Built

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Washer,Refrigerator,Range,Microwave,Dryer

Basement

  • Has basement: Yes

Bathroom

  • Level: First

Bathroom

  • Level: Second

Bathroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,718

Heating & Cooling

  • Heating features: Hot Water,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 2,718
  • Total interior livable area: 2,718 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Other

  • Level: Second

Property

Details

  • Parcel number: 02,01921500
  • Zoning: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Porch

Lot

  • Lot size: 7,841 sqft
  • Lot size dimensions: 7,841 sqft

Parking

  • Total spaces: 2
  • Parking features: 2 Car Attached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Winter Weather
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$163$1,956
Property Taxes $188$2,256
Electricity $298$3,578
Total$1,659$19,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,880/yr
40% on housing$49,770/yr
45% on housing$44,240/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$74This listing

vs Other Active Listings

Avg $/sqft

ZIP 16701$72
McKean County$86

vs Homes Sold Last Month

Median $/sqft

ZIP 16701$86
McKean County$78

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-22Listed for sale$199,900
2025-08-07Listing removed$199,000
2025-06-09Listed for sale$199,000
2007-02-28Sold$20,000
2005-07-15Sold$22,000

For Sale by Agent

AgentBrennen Mccracken
BrokerageKeller Williams Advantage Realty

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