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47 Bishop St, Bradford, PA, 16701

5beds
2baths
2,248sqft
$132,000
$59price/sqft
$1,144/moest. monthly cost
$45,760/yrincome needed

About This Home

This duplex property is perfect for residing in as the owner-occupant while supporting the mortgage payment with income from the rented upstairs apartment. Alternatively, it could make a great multi-generation single-family home or 2-unit investment property. Driveway offers off-street parking with a 2-car garage and attic storage space above garage. Covered front porch, covered 2nd-floor back porch/deck, and a fenced backyard are amply sized for recreation and gardening. Full set of full-size appliances in both units, many of which are newer and/or little-used. Forced air gas heating with separate furnaces upstairs and downstairs. Mostly vinyl windows, and aluminum eavestroughs. Both units have numerous windows, providing ample natural sunlight. The owner's first-floor unit features a spacious living room with a picture window and a dining area (sofa included) a modern eat-in kitchen with oak cabinets, 3 bedrooms, and one full bath with laundry. Also features a same-level walkout to the front porch, back porch, backyard and garage. Occupied second-floor rental unit features a living room, a modern eat-in kitchen, two bedrooms, a full bath, a separate laundry area, and a serene, private rear balcony. 2 blocks from YMCA, 3 blocks from Main Street, with easy access to downtown churches, shopping, restaurants, and bus routes. Easy walk to Bradford parks, School Street Elementary and Bradford High Schools, and a bike ride away from UPB. The upstairs apartment is currently rented, and the tenant pays for gas and electricity. Conventional Loan or Cash accepted.

Getting Around

76
WalkingVery Walkable
0
TransitVery Limited Transit
66
BikeBikeable

Schools

7/10
5/10
Bradford Area High SchoolGrades 9-120.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1930

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Other,See Remarks

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Electric Water Heater,Gas Water Heater
  • Laundry features: Washer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Hardwood,Varies,Vinyl

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 2,248
  • Total interior livable area: 2,248 sqft

Property

Details

  • Parcel number: MAP#0400121900
  • Zoning description: Residential 2 Unit
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Porch

Lot

  • Lot size: 4,791 sqft
  • Features: Near Public Transit,Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 41 x 117

Parking

  • Total spaces: 2
  • Parking features: Concrete,Garage,Gravel,Unpaved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Winter Weather
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $667$8,004
Home Insurance *$107$1,284
Property Taxes $124$1,488
Electricity $246$2,959
Total$1,144$13,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,222/yr
40% on housing$34,320/yr
45% on housing$30,506/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$59This listing

vs Other Active Listings

Avg $/sqft

ZIP 16701$73
McKean County$86

vs Homes Sold Last Month

Median $/sqft

ZIP 16701$86
McKean County$78

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-11Listed for sale$132,000

For Sale by Agent

AgentKathleen Obermeyer
BrokerageERA Team VP Real Estate

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