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9 Forman St, Bradford, PA, 16701

8beds
4baths
5,800sqft
$350,000
$60price/sqft
$3,019/moest. monthly cost
$120,760/yrincome needed

About This Home

This exceptional commercial property showcases two fully updated office buildings, a concrete driveway, a dedicated parking lot, and two additional vacant lots positioned behind the structures for future expansion. Together, the buildings offer approximately 5,800 sq ft of premium office space, finished with an attention to detail rarely seen in commercial offerings. A boutique office in beautiful downtown Bradford, the property is perfectly situated on a quiet one-way street with an attractive low-maintenance fenced-in yard. It sits about forty yards from the YMCA, a block and a half from the Post Office, and one block from the Bradford Club, offering convenience and walkability for staff and clients. No expense was spared in the renovation. Both buildings feature top-tier finishes, office kitchens, multiple private offices, a conference room and covered rear porches. The standout executive suite includes a custom built-in desk, corner gas fireplace, and a full private bathroom, all wrapped in rich cherry hardwood woodwork. Most walls throughout the property are coated with magnetic paint, allowing displays and signage without damaging surfaces. Additional upgrades include a heated two-stall attached garage, storage shed, integrated speaker system, security system, and a fire/sprinkler system. Every improvement was thoughtfully selected to create a polished, efficient, and move-in-ready environment ideal for a variety of professional uses. The buildings have been meticulously and professionally updated, offering a rare opportunity to own a commercial space where quality, functionality, and craftsmanship come together seamlessly. Fully furnished at the buyer’s option.

Getting Around

81
WalkingVery Walkable
0
TransitVery Limited Transit
68
BikeBikeable

Schools

7/10
7/10
Bradford Area High SchoolGrades 9-120.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1945

Materials

  • Foundation: Block
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Appliances Negotiable,Gas Oven,Gas Range,Gas Water Heater,Refrigerator

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 8
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 3

Features

  • Entrance Foyer,Eat-in Kitchen,Pull Down Attic Stairs
  • Flooring: Carpet,Laminate,Varies
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Gas,Baseboard,Forced Air,Radiant
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,800
  • Total interior livable area: 5,800 sqft

Property

Details

  • Parcel number: 0400142000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Concrete Driveway,Private Yard,See Remarks

Lot

  • Lot size: 2,613 sqft
  • Features: Irregular Lot,Residential Lot
  • Lot size dimensions: 26 x 100

Parking

  • Total spaces: 20
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 20
  • Covered spaces: 20

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Winter Weather
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$285$3,420
Property Taxes $329$3,948
Electricity $636$7,636
Total$3,019$36,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,508/yr
40% on housing$90,570/yr
45% on housing$80,506/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$60This listing

vs Other Active Listings

Avg $/sqft

ZIP 16701$73
McKean County$86

vs Homes Sold Last Month

Median $/sqft

ZIP 16701$86
McKean County$78

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$350,000
2026-07-14Listed for sale$350,000

For Sale by Agent

AgentNathan Frederico
BrokerageEXP Realty

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