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515 S Wayne St, Lewistown, PA, 17044

2beds
1baths
888sqft
$160,000
$180price/sqft
$1,278/moest. monthly cost
$51,120/yrincome needed

About This Home

Welcome to this beautifully remodeled ranch home offering the ease and convenience of one-floor living with modern updates throughout! Step through the front door into a bright, open-concept living area that flows seamlessly into the kitchen, creating the perfect space for everyday living and entertaining. To the left of the home, you'll find two comfortable bedrooms, each featuring its own closet, along with a fully updated bathroom. Convenient first-floor laundry is located right beside the bathroom in its own dedicated closet space for added functionality and ease. This home has been meticulously renovated from top to bottom, showcasing beautiful refinished hardwood floors throughout, all-new windows, updated wiring, and thoughtful finishes in every room. The basement has recently been dry-locked, providing a clean, fresh space with added peace of mind. Whether used for storage or future possibilities, this additional area adds value and functionality to the home. Enjoy relaxing mornings on the brand-new front porch or unwind on the new back deck overlooking the spacious backyard. The property also includes a one-car garage, providing additional storage and convenience. Move-in ready and tastefully updated, this charming home combines classic character with modern comfort!

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

5/10
3/10
4/10
Mifflin County High SchoolGrades 10-121.2 mi

Construction

Condition

  • Year built: 1950

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 888

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 888

Heating & Cooling

  • Heating features: Hot Water,Oil
  • Cooling features: None

Interior Area

  • Total structure area: 1,776
  • Total interior livable area: 888 sqft

Property

Accessibility

  • Accessibility features: Accessible Entrance

Details

  • Parcel number: 07 ,040120,000
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 6,098 sqft

Parking

  • Total spaces: 1
  • Parking features: Covered,Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $809$9,708
Home Insurance *$83$996
Property Taxes $162$1,944
Electricity $224$2,692
Total$1,278$15,336
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,817/yr
40% on housing$38,340/yr
45% on housing$34,080/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$180This listing

vs Other Active Listings

Avg $/sqft

ZIP 17044$88
Mifflin County$99

vs Homes Sold Last Month

Median $/sqft

ZIP 17044$125
Mifflin County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-29Listed for sale$160,000
1993-07-30Sold$39,000

For Sale by Agent

AgentOlivia Wagner
BrokerageModern Homes Realty

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