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106 Hill St, Elkland, PA, 16920

2beds
1baths
1,210sqft
$124,900
$103price/sqft
$1,100/moest. monthly cost
$44,000/yrincome needed

About This Home

Charming 2 Bedroom, 1 Bathroom Home. This home offers the perfect opportunity for both investors and owner-occupants alike. Note: Some photos were taken prior to tenant occupancy and are provided for reference to show the property's original presentation. Featuring 2 bedrooms and 1 full bath, the property has been completely renovated with a blend of modern updates and rustic charm. Recent improvements include unique reclaimed wood floors that add warmth and character. The home also boasts a recently replaced heating system and hot water tank, providing efficiency and peace of mind. Outside, you'll find a storage building for additional storage or workshop space. Pictures before and after per the seller request- the property is currently being rented for $1,000 a month plus utilities. 24 Hour Notice is required for all showings, along with proof of funds or pre-approvals prior to scheduling a showing. Agents see private remarks.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

6/10
Clark Wood El SchoolGrades K-60.4 mi
5/10

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Partial

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,210
  • Total interior livable area: 1,210 sqft

Property

Details

  • Parcel number: 130400043000

Features

  • Patio & porch: Covered,Enclosed

Lot

  • Lot size: 6,969 sqft
  • Features: In Town

Parking

  • Parking features: Open
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Winter Weather
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $631$7,572
Home Insurance *$68$816
Property Taxes $177$2,124
Electricity $224$2,692
Total$1,100$13,200
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,714/yr
40% on housing$33,000/yr
45% on housing$29,333/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -3.7%
-3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$103This listing

vs Other Active Listings

Avg $/sqft

ZIP 16920$70
Tioga County$127

vs Homes Sold Last Month

Median $/sqft

ZIP 16920
Tioga County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Listed for sale$124,900
2026-04-13Contingent$124,900
2026-04-09Listed for sale$124,900
2022-08-05Sold$75,000
2022-07-05Pending sale$69,900
2022-06-24Listed for sale$69,900
2015-08-05Sold$20,000

For Sale by Agent

AgentSidney Bowers
BrokerageCowanesque Lake Realty LLC

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