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1330 Hanky Panky Rd, Gaines, PA, 16921

3beds
2baths
1,553sqft
$130,000
$84price/sqft
$1,091/moest. monthly cost
$43,640/yrincome needed

About This Home

This charming farmhouse is full of character and opportunity, nestled on a scenic hillside with beautiful mountain views! Whether you're searching for a weekend retreat, investment property or your next renovation project, this home is for you! The home offers 3 bedrooms and 2 full baths, along with comfortable living space and a spacious open kitchen. Upstairs, you'll find a generous landing area and 2 large bedrooms featuring hardwood floors. Outside, you'll find a large deck, 3 outbuildings with workshops areas and abundant storage space. Totaling approximately 1,200 extra sq ft for equipment, ATV's, Snowmobiles or future projects. This property is perfect for outdoor enthusiasts who enjoy fishing, hiking, hunting, and exploring. Conveniently located within walking distance to Pine Creek and just minutes from State Game Lands!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

4/10
Galeton Area SchoolGrades PK-123.0 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Asphalt

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Natural Gas,Space Heater,Wood Stove
  • Cooling features: None

Interior Area

  • Total structure area: 1,553
  • Total interior livable area: 1,553 sqft

Property

Details

  • Parcel number: 150400044000

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered
  • Has view: Yes

Lot

  • Lot size: 1 Acres
  • Features: Out of Town,Views,Wooded
  • Lot size dimensions: 1 acre

Parking

  • Parking features: Open
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather
Landslide

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $657$7,884
Home Insurance *$70$840
Property Taxes $140$1,680
Electricity $224$2,692
Total$1,091$13,092
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,405/yr
40% on housing$32,730/yr
45% on housing$29,093/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -3.7%
-3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$84This listing

vs Other Active Listings

Avg $/sqft

ZIP 16921$174
Tioga County$127

vs Homes Sold Last Month

Median $/sqft

ZIP 16921
Tioga County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-13Listed for sale$130,000
2026-03-09Pending sale$130,000
2026-02-25Listed for sale$130,000
2023-03-01Listing removed--
2022-11-10Listed for sale$115,500
2022-10-31Listing removed--
2022-05-01Listed for sale$115,500
2021-11-09Listing removed--
2021-04-30Listed for sale$129,900

For Sale by Agent

AgentSonya Rittberg
BrokerageHoward Hanna Professionals-Coudersport

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