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78 S 14th St, Pittsburgh, PA, 15203

4beds
3baths
2,230sqft
$389,900
$175price/sqft
$2,899/moest. monthly cost
$115,960/yrincome needed

About This Home

Great bones and cash flow! A rare opportunity in the heart of South Side Flats— this all-brick, detached home combines quality construction, generous space, and exceptional income potential. Built with solid craftsmanship, the home features plaster walls, hardwood floors, and the kind of structural integrity that’s hard to find in the neighborhood. Offering four bedrooms with potential for a fifth, this property provides incredible flexibility for multi-use living or future expansion. The kitchen offers ample storage and workspace, with direct access to the home’s large outdoor area—a true standout in the Flats and perfect canvas to create your own private city retreat. With a lease currently in place through May 2026, you can collect income from day one, and when the time is right, transform the property into a stunning city residence, supported by the solid bones. Whether you want long-term investment value, a future custom renovation, or a rare single-family footprint in one of Pittsburgh’s most walkable neighborhoods—this home delivers the potential.

Getting Around

92
WalkingWalker's Paradise
65
TransitGood Transit
99
BikeBiker's Paradise

Schools

4/10
Pittsburgh Phillips K-5Grades K-50.3 mi
4/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1900

Materials

  • Roof: Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Three Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Gas Appliances,Dryer,Dishwasher,Microwave,Refrigerator,Stove,Washer

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Walk-Up Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Hardwood,Tile

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 2,230
  • Total interior livable area: 2,230 sqft

Property

Details

  • Parcel number: 0003M00194000000

Features

  • Levels: Three Or More
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 1,886 sqft
  • Lot size dimensions: 0.0433

Parking

  • Total spaces: 1
  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,971$23,652
Home Insurance *$207$2,484
Property Taxes $477$5,724
Electricity $244$2,936
Total$2,899$34,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,394/yr
40% on housing$86,970/yr
45% on housing$77,306/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 15203$162
Allegheny County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 15203$170
Allegheny County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Listed for sale$325,000
2026-03-20Contingent$325,000
2026-02-06Price change$325,000
2025-11-19Listed for sale$339,900
2023-04-19Listing removed--
2023-02-05Listed for rent$2,500
2021-02-16Listing removed--
2021-02-07Listed for rent$2,500
2020-03-16Listing removed$2,500
2020-01-17Listed for rent$2,500
2020-01-09Sold$180,000
2019-10-21Pending sale$229,900
2019-08-20Listed for sale$229,900

For Sale by Agent

AgentHeather Irwin
BrokeragePIATT SOTHEBY'S INTERNATIONAL REALTY

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